Fintech Innovation Risk Management UX 
Insights on Business
NOVEMBER 28, 2018
IBM is pioneering the development of cloud-based micro services for financial risk. These APIs are designed as a set of decomposable services that provide the key building blocks of a financial risk management system. The financial risk APIs have been designed and engineered specifically for the IBM Cloud.
Gonzobanker
FEBRUARY 23, 2022
In this emerging landscape, financial institutions, often community banks, frequently “rent” their charter to financial technology firms (fintechs) that serve a specific consumer group as a means to grow non-interest income. While customer relationships are being redefined by fintechs, there will always be a place for community banking.
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Insights on Business
DECEMBER 12, 2018
Risk is everyone’s job In working with our clients, soliciting and implementing their feedback, the IBM GRC team has seen key industry stakeholders coming to the realization that risk management is not simply a business function. Improve performance using a risk lens to enrich decision-making. Innovating in the open.
Gonzobanker
DECEMBER 20, 2019
There is an understanding that technology and fintech are going to cause radical change, but the how, how big and when are still very unclear. It is an innovator with tech (e.g., Netflix co-founder Marc Randolph said the leading trait of an innovator is identifying pain. GonzoBankers, 2019 was a year of extremes.
PYMNTS
JULY 13, 2017
FinTech companies — PayPal, Square, Stripe, WePay — have gravitated toward that model because what they’re innovating on is merchant experience, or user experience,” said Aberman. “In A PayFac collects minimal data up front and supplements it with other real-time data to get merchants up and running, literally, in minutes.
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