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The BaaS Gold Rush is On

Gonzobanker

In this emerging landscape, financial institutions, often community banks, frequently “rent” their charter to financial technology firms (fintechs) that serve a specific consumer group as a means to grow non-interest income. While customer relationships are being redefined by fintechs, there will always be a place for community banking.

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The 2022 GonzoBanker Awards

Gonzobanker

In 2021, there were more than 120 fintech IPOs in the U.S., 2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. Acquisition of the Year: Bank Acquiring a Fintech. Acquisition of the Year: Fintech Acquiring a Bank. Oh, what a mere 12 months can do.

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Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti

FICO

How To’ videos are extremely effective, especially for coaching customers through new banking tasks. How Credit Line Increase Optimization Drives Top-Performing Portfolios Barry Honeycombe started the year with an insightful blog on the power of optimization when it comes to credit lines. Read the full customer development post 3.

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We analyzed 7 of the fastest-growing personal finance apps of all time to figure out the secrets to their success — here’s what we learned

CB Insights

Below, we’ll show you: How to use pre-launch marketing to build trust and hype. How Robinhood used an ingenious referral program to build a 1M+ customer waitlist. How to show value during the first-run experience. How Mint returns 100+ lost hours to its users lives right away. Stash teaches its users how to invest.

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