FDIC How To Lending Risk Management 
Abrigo
MAY 19, 2023
You might also like this webinar, "Return to basics: Asking the right credit risk questions." WATCH Takeaway 1 Loan review officers must figure out how to adhere to the FDIC’s guidance on loan review and credit risk review systems. Read more for specific objectives every loan review system should meet.
South State Correspondent
AUGUST 21, 2022
Lending Discipline: Hedging programs make loan pricing more transparent and force bankers to exercise sensible pricing methodologies. Second, community banks should use FDIC-insured institutions as hedge providers, and the hedges must be structured as qualified financial contracts (QFC).
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South State Correspondent
APRIL 30, 2024
Lending Discipline : Sensible pricing methodology is part of a loan hedging program, and some hedge providers also offer a loan pricing model. Second, the hedge provider must be an FDIC insured institution and structure its hedges as a qualified financial contract (QFC). Banks are in the business of keeping loans, not making loans.
South State Correspondent
APRIL 30, 2024
Lending Discipline : Sensible pricing methodology is part of a loan hedging program, and some hedge providers also offer a loan pricing model. Second, the hedge provider must be an FDIC insured institution and structure its hedges as a qualified financial contract (QFC). Banks are in the business of keeping loans, not making loans.
Abrigo
FEBRUARY 12, 2020
Key Takeaways Commercial real estate lending will be a top focus for many financial institutions in 2020. Despite expectations for growth, bankers, regulators, investors, and others are watchful about potentially lower returns and credit risks ahead. CRE Lending. Lending & Credit Risk. Learn more. Learn More.
Abrigo
SEPTEMBER 5, 2023
When and how to cite credit exceptions A policy on credit exceptions can address many factors that can lead financial institutions to diverge from loan policy and miss signs of potential trouble. You might also like these on-demand webinars on tackling common credit risk questions. Get details in "A guide to implementing credit policy."
PYMNTS
JULY 14, 2020
In addition to its core POS lending business, Affirm branched out into financial services in June, debuting a high-yield savings account called Affirm Savings. Visa’s Duransoy said, “Issuers already have a longstanding track record of handling consumer risk. Silicon Valley FinTech Affirm is also a regular in the top 5 this year.
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