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Post-Equifax Breach, Security Industry Shockwaves And Tremors

PYMNTS

No need to go over the numbers tied to the seismic breach because they keep changing, and may be changing even as you read this eBook. How do they make decisions about retail transactions, lending activities or money transfers in milliseconds? So it is with Equifax. Equifax brings a few key questions to mind.

Industry 144
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Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti

FICO

His insights on humanizing interactions come from his larger piece on digital banking called The 11 Commandments of Digital Banking eBook. The business model here needs to focus on a strategy that balances lending growth while keeping risk in check. Read the essential customer development ebook "11 Commandments of Digital Banking."

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2019 US Consumer Survey of Vehicle Vehicle Finance Perceptions: 5 Takeaways

FICO

Bank / financial institution lending held steady. In the future, approvals will be increasingly automated based not only on credit worthiness and risk of fraud, but also with artificial intelligence that assists in optimizing offers for the consumer. Dealership financing was the most preferred channel across all regions and age groups.

Survey 73
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Why Merchants Need Mobile Wallets

PYMNTS

As goes digital commerce, so goes fraud. The right platform will allow them to combine layers of security — like tokenization, biometric authentication, PINs and back-end fraud management — to achieve the right balance of security and usability. Just fill out the form below to download the eBook. Want to know the other two?

Mobile 137
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FinDEVr Silicon Valley: Looking Back, Moving Forward

Fintech Labs Insights

Debuted first eBook, A Better Financial Life. Teamed up with fellow alums OnDeck and CAN Capital to form Innovative Lending Platform Association. Honored by Marketplace Lending Power 20 Awards. Partnered with ING to provide platform lending to SMEs in Europe. Earned spot in the Marketplace Lending Power 20.

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242 Startup Failure Post-Mortems

CB Insights

BTCjam, a P2P marketplace launched in 2012 to borrow and lend using bitcoin, announced the company has made “the difficult decision” to close up shop, according to multiple news sources. Note: Less than a month after the closure announcement, Vasupal was arrested for fraud in a bizarre case involving Stayzilla business dealings.

Company 78