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The 2022 GonzoBanker Awards

Gonzobanker

Financial institutions that relied on mortgage banking fee income as a key earnings component have been left to make big adjustments. As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. Goes to Sen.

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Why The Bank-FinTech Relationship Is More Complicated Than Conflicted

PYMNTS

report: “The rise of digital innovators in financial services presents a significant threat to the traditional business models of retail banks.”. Banks have that base of trust, and the ability to engage with customers,” Oosthuizen added.

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The Rise Of ‘Intelligent Engagement’ In Corporate Banking

PYMNTS

FinTech firms like Bottomline have invested in user experience (UX), user interface (UI), usability and, of course, data management. They’ve been identified for years by FinTechs and their investors as big priorities … and banks need to respond to that,” he noted.

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FinovateEurope Sneak Peek: Efigence

Fintech Labs Insights

Efi4: a robust, nimble, and versatile digital banking platform. Tailored UX for unique look-and-feel. Efi4 Digital Banking is a seamless digital banking experience to guide retail banking customers through the complexity of the banking world using a three-screen environment. Presenters.

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The Great Filter for Digital Challengers

Celent Banking

In late 2014, a systems upgrade lead to a number of glitches , including bill payment going down, online banking being inaccessible, and the safe-to-spend feature showing incorrect balances. The transition process to BBVA also presented issues with integration. Some accounts were locked for more than 24 hours. movies and music).

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FinovateEurope Sneak Peek: Strands

Fintech Labs Insights

STRANDS develops innovative software solutions that enable banks to offer personalized digital banking experiences by applying machine learning algorithms within big data ecosystems. Features: Intuitively transforms complex bank data into key customer insights. Open, web-based application with state-of-the-art UX.

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Banks On Notice: Fintechs Are Coming For Checking Accounts & Debit Cards

CB Insights

One of the biggest trends in fintech today is the rise of digital banking products like mobile checking accounts and new debit cards. From Square to Paypal, a host of fintechs are creating products that let consumers spend money directly out of digital accounts using a physical card. ux to help target existing clients.

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