PYMNTS

JANUARY 20, 2020

In the event that there was significant ongoing demand by households for CBDC, the implication would be … a fall in commercial bank deposits, and a reduction in the availability of funds for lending to households and businesses.”.

Retail 219

Retail Payments Bitcoin Policies 219

PYMNTS

OCTOBER 9, 2019

Because threat actors often get recipients’ emails from password breach lists, they sometimes include passwords to lend authenticity,” Hunter Johnson, Cofense Professional Services at Cofense, wrote in a blog post. Ransom is demanded in bitcoin, upon threat of releasing damaging information to family, friends, and co-workers.

Bitcoin 116

Bitcoin San Francisco Taxes Compliance 116

CB Insights

NOVEMBER 21, 2019

Finally, looking at Canadian “fintech” (financial technology) specifically, funding was up substantially in the first half of the year. Companies in this subcategory (1) provide technology to accounting and tax, bookkeeping, and expense management players, or (2) leverage technology to provide these services directly to end-users.

Fintech 93

Fintech Marketing US Technology 93

Independent Banker

FEBRUARY 24, 2016

Thus, it’s not shocking that millennials are a driving factor in the growing financial technology, or FinTech, movement. Financial institutions are quickly rethinking how to engage the largest generation in American history and restructuring traditional banking processes, and it’s all centered on creating more accessible technology.

Millennials 70

Millennials San Francisco Bitcoin cryptocurrency 70

PYMNTS

JANUARY 20, 2020

In the event that there was significant ongoing demand by households for CBDC, the implication would be … a fall in commercial bank deposits, and a reduction in the availability of funds for lending to households and businesses.”.

Retail 100

Retail Payments Bitcoin Policies 100

Urs Bolt

OCTOBER 17, 2018

Fintech to facilitate inclusive financial system establishment in China, say experts. China could improve its regulatory technologies. For example, implemented in an appropriate way, Blockchain technologies could support the exchange of personal data for client onboarding incl. Cryptocurrencies. Financial Services.

System 28

System Fintech blockchain Innovation 28

CB Insights

MARCH 27, 2018

When it comes to blockchain technology, there’s a lot of hype. Ziddu focuses on blockchain-backed solutions that offer microfinance lending against collateralized commodities in the form of Ziddu Coins — in other words, blockchain-based technology that could hypothetically make it easier for LongFin to collect collateral from borrowers.

blockchain 48

blockchain Company cryptocurrency Bitcoin 48

Lex Sokolin

AUGUST 25, 2020

If we are all on our phones, then we will have banking and lending on our phones. At the core, it is a giant open capital markets margin desk, which clears the demand for borrowing and lending various assets to buy or to sell. It is community-based quality assurance with risk capital for our future financial system.

Community 52

Community Fintech US cryptocurrency 52

Fintech Labs Insights

NOVEMBER 12, 2015

Other than Blackstone’s $820 million bet on what is likely the oldest financial technology company on the planet, NCR founded in 1884 as National Cash Register, just $82 million flowed to the under-100-year-old crowd. ATMs, POS & financial technology. Camino Financial. Year-to-date the total is $16.9

New York City 12

New York City Company Fintech San Francisco 12

Fintech Labs Insights

DECEMBER 28, 2015

The vast majority went into alt-lending including NYC-based Pave ($30o million), Australian P2P platform MoneyPlace ($60 million from Auswide Bank), and Chinese lenders Fengjr.com ($80 million) and Dashu Finance ($77 million). Diversified financial technology provider. Blockchain technology for businesses. MoneyPlace .

Company 12

Company Fintech North Carolina California 12

Fintech Labs Insights

JUNE 6, 2016

Incentive & rewards systems for financial institutions. Payments technology. Blockchain technology . Healthcare & insurance technology. Bridge Financial Technology. Back-office platform for financial advisors . Latest round: $188 million Debt (for AvantCredit UK). Total raised: $1.92

Company 12

Company Fintech San Francisco New York City 12

Fintech Labs Insights

NOVEMBER 2, 2015

Financial reporting software. Clarus Financial Technology. Tags: Bitcoin, blockchain, remittances, payments, cryptocurrency, mobile. Source: Crunchbase. Latest round: $3.4 Total raised: $3.4 HQ: Austin, Texas. Source: Crunchbase. Payment software for marketplaces & platforms. Latest round: $2.5 million Series A.

Los Angeles 12

Los Angeles New York City San Francisco Company 12

Gonzobanker

DECEMBER 19, 2022

SoFI gets a commercial bank that brings deposits, compliance, AND business lending. Goes to MoneyLion for lots of obvious inappropriate behavior including violating the Military Lending Act regarding capped lending rates. The Smarter Bank Technology Award. Goes to MVB Financial. The Appropriate CFPB Target Award.

Community 216

Community Fintech Industry Innovation 216

Gonzobanker

DECEMBER 14, 2023

Meanwhile, technology changes continued at a breakneck pace, with generative AI the biggest topic around management tables. The specifics are unclear, but bankers recognized that this will be an absolute game-changing technology in future years, and delivery will change in ways we can’t even conjure yet.

Fintech 195

Fintech Community Regional Technology 195

CFPB Monitor

FEBRUARY 12, 2019

Democratic Congressman Bill Foster, who represents the 11th District of Illinois, has sent a letter to Maxine Waters, Democratic Chairwoman of the House Financial Services Committee, to express his “strong interest in serving as the Chair of the Taskforce on Financial Technology and Innovation that will be convened in the coming weeks.”

Fintech 68

Fintech Illinois Community Financial Technology 68

CB Insights

MAY 15, 2019

With recent advances in blockchain, cryptocurrency, contactless payments, and more, finance is primed for disruption. As fintech plays a larger role in the financial ecosystem, companies are looking for ways to use tech to solve problems and find new opportunities in the space. One popular approach: in-house financial innovation labs.

Innovation 78

Innovation blockchain Technology Groups 78

PYMNTS

FEBRUARY 26, 2018

The Office of the Comptroller of the Currency is examining the Community Reinvestment Act, which in part means that rules governing short-term lending may be reversed, and would let community banks compete more directly against payday lenders. The two entities are cross-supporting efforts through LabCFTC and FCA Innovate.

Regulation 101

Regulation Bitcoin Innovation Fintech 101