article thumbnail

How Comerica Maps Its Innovation Plans

Bank Innovation

Vatsa joined the Dallas-based Comerica as chief information officer a little over two years ago, in 2016. Is it an efficient way? Are we creating value?” These are the three questions Comerica Inc’s EVP and CIO Sangy Vatsa asks himself before every major innovation project. Since then the bank’s innovation team has consistently […].

article thumbnail

5 New Year’s Resolutions For Any Sized Bank That You Must Get Right in 2023

South State Correspondent

In addition, they may consider focusing on these five critical areas: Improve Operating Leverage. To improve the quality of their earnings, banks need their number one focus to be on making their operations more efficient. To the extent projects improve operating leverage and the total experience, so much the better.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Education: By Popular Demand

Independent Banker

Certification through ICBA and Community Banker University ensures that a pivotal community banker has the necessary knowledge and understanding in critical operational areas. The Compliance Institute, which is six days of classroom instruction, leads to the Certified Community Bank Compliance Officer certification.

article thumbnail

Loan Pricing: Must It Be So Complicated?

Jeff For Banks

Some are free, such as the one recently mentioned by my friend Dallas Wells of Asset Management Group, an ALCO consulting firm based in Kansas City. If your bank performs product profitability, a natural calculation from this model is operating cost per account based on type code. In comes the loan pricing models. Some are expensive.

article thumbnail

FinDEVr APIntelligence

Fintech Labs Insights

OutsideIQ teams up with Genpact to bring better risk management, KYC, and AML compliance solutions to banks. UK food retailer, The Co-operative Group chooses ACI Worldwide to run wallet service. Dallas News founder features Bruce Parker, founder and CEO of ModoPayments. Alumni updates.

Miami 15
article thumbnail

Bankers: Is your strategy the same as your competitor?

Jeff For Banks

We serve our local geographic market which is the Dallas - Fort Worth metropolitan area. We serve the dental and other health professional industries through a centralized loan and deposit platform that operates out of our main office in Dallas, Texas and serves clients in 30 states. Texas Capital Bancshares, Inc.

Strategy 100
article thumbnail

Who were ICBA’s Top Lenders of 2022?

Independent Banker

We worked with them with loans to buy equipment and vehicles for delivery and the beginning operational cash needs of the business,” Bunnell says. Rowland with Greg Bynum, president and chief operating officer. Wrentham Co-operative Bank. Marion, Ky. Asset size: $114 million. Ag lender score: 90.74. Rank in category: 18. “We