Social Assurance

OCTOBER 24, 2017

The community bank series continues! Building upon what was already outlined with sponsorships and events, the next step towards further solidifying your position in the community comes in the form of donations. A guide on building your relationships and growing engagement with customers. Take notice of everyone’s calendar.

Community Bank 12

Community Bank Community social media Taxes 12

Social Assurance

OCTOBER 24, 2017

The community bank series continues! Building upon what was already outlined with sponsorships and events, the next step towards further solidifying your position in the community comes in the form of donations. A guide on building your relationships and growing engagement with customers. Take notice of everyone’s calendar.

Community Bank 12

Community Bank Community social media Taxes 12

Independent Banker

DECEMBER 13, 2015

Half a dozen years ago, the community bank held $13 million in auto loans. Currently the bank has a little less than $40 million in assets, according to President and CEO C. Tax-exempt credit union competition is the main culprit for the bank’s decline in auto lending, Thompson says. Todd Thompson.

Community Bank 70

Community Bank Lending Community Security 70

Independent Banker

NOVEMBER 24, 2015

Half a dozen years ago, the community bank held $13 million in auto loans. Currently the bank has a little less than $40 million in assets, according to President and CEO C. Tax-exempt credit union competition is the main culprit for the bank’s decline in auto lending, Thompson says. Todd Thompson.

Community Bank 70

Community Bank Lending Community Security 70

Jeff For Banks

JUNE 2, 2023

When the Taxpayer Relief Act of 1997 passed, the top capital gains tax rate was lowered, providing yet another incentive for equity speculators to pour money into the fledgling internet industry. Although community banks did not lend to sub-prime borrowers in any meaningful way, did we participate? What caused it?

FDIC 78

FDIC Community Bank Regulation Lending 78

Independent Banker

AUGUST 27, 2015

IB: Along with its banking operations, Community National Bank manages about $250 million in personal and institutional assets through its trust and investment management department. So when that happened in our market, it really created a void for a community bank to offer these kinds of services.

Community 70

Community Community Bank Texas US 70

Independent Banker

MARCH 15, 2015

It was a prescient move for Hartings and the $450 million-asset community bank, which comfortably weathered the downturn even though residential mortgages are its biggest business line—but not everyone appreciated Hartings’ common-sense approach at the time. Westerheide is now a director at the bank. s main office in Coldwater.

Ohio 70

Ohio Community Bank Community Lending 70

Jeff For Banks

OCTOBER 2, 2010

Given community banks’ propensity to do real estate transactions, why wouldn’t such a fee-based line of business flourish? My company measures the profitability of products and lines of business for community financial institutions (“FIs”). Community FIs, in general, are not making money with these products.

Taxes 60

Taxes Community Retail Community Bank 60

Independent Banker

AUGUST 26, 2015

Webster says 75 percent of Private Bank’s borrowers select the electronic signature option after its loan officers explain the process to them. “We Community banks and their customers don’t need to be concerned about the legality of digitally signed documents. Legal aspects.

San Francisco 70

San Francisco Lending System Atlanta 70

Independent Banker

MARCH 31, 2022

We asked community banks how they’re dealing with the resulting shifts in their employment models. Before remote work was an emergency measure to keep employees safe from a devastating virus, it was a perk some community banks offered to retain and attract talent. One bank that is not turning back. WesBanco, Inc.

Missouri 142

Missouri Community Bank Community Management 142

South State Correspondent

MAY 1, 2024

With financial hardship, competition from dominant players, and a startup budget, Gentle Monster faced many of the same challenges as a community bank. How Banks Can Leverage: Niche markets abound in banking, and community banks are in the perfect position to create a following on a national level should they desire.

Innovation 195

Innovation social media Branding Marketing 195

Banking 2020

OCTOBER 30, 2015

Out on the campaign trail, Sen Bernie Sanders (D-VT), has fired up support with calls for higher taxes on the wealthy, raising the minimum wage, and breaking up Wall Street conglomerates. Sanders points out, too many low-income people really have no access to conventional banks in their neighborhoods.

Community 40

Community United States Survey Millennials 40

PYMNTS

MARCH 18, 2019

Also keen on the Fed’s involvement were the community banks and credit unions that worry (as they should) about having TCH as the only operator of an RTP network in the U.S. TCH is the association of the 25 largest banks in the U.S., and one of two operators of the ACH network in the U.S., the other being the Fed.

Payments 201

Payments Cards Operations System 201

Gonzobanker

DECEMBER 19, 2017

Seriously, sit back with a pocket flask of Pappy Van Winkle, smoke a cigar (or your combustible of choice if you live in Colorado, California, Washington, Oregon, Nevada, Main or Massachusetts) and enjoy the 2017 GonzoBanker Awards. THE BANKING AWARDS. Executioner’s Tax (Swing of the Ax) – Power Trip. Female – Keith Urban.

Conference 101

Conference Industry Community Bank Community 101

MyBankTracker

NOVEMBER 25, 2020

Whether you’re getting a personal loan through a big bank, a credit union, a community bank, or an online lender, most financial institutions have a pre-qualification form on their website for you to complete. The main difference, though, is that the lender will now verify this information.

How To 52

How To Cards Report Payments 52

South State Correspondent

SEPTEMBER 13, 2023

Maybe the payer needs a breakout of taxes, or perhaps the payee was only able to ship a partial order. Generating Profitability – Fees and Balances Capture the payment business of a commercial customer, and their balances are likely to average around $900k, or 31% higher, that doesn’t process their primary payments through your bank.

Payments 221

Payments Fraud Data Taxes 221

Independent Banker

DECEMBER 28, 2015

This upcoming year has a lot of good in store for our industry, because ICBA continues to pursue even more successes for community banks nationwide. Few would have thought a highway bill would become the vehicle that would allow multiple community bank regulatory relief provisions to be signed into law by the president.

Community Bank 70

Community Bank Washington Community Ohio 70

South State Correspondent

JULY 25, 2022

Articulate what major innovative initiatives (deposit opening, payments, and loan processing remain the big main projects) the bank is working on and how it will impact cost, the ability to scale, customer experience, or the employee experience. Has the bank felt any runoff in deposits after adjusting for tax payments?

Trends 195

Trends Lending Marketing Capital 195

Long Lasting Ideas

JULY 25, 2018

When Congress passed the White House-backed tax reform legislation late last year, we at BankMarketingCenter.com tried to strike a positive chord, pointing to community banks that had increased wages and bonuses for employees. Continue reading Trump Tax Cuts – Benefiting Wall Street or Main Street?

Taxes 40

Taxes Maine FDIC Marketing Strategies 40

Independent Banker

FEBRUARY 16, 2015

Sherrod Brown (D-Ohio), two lawmakers tapped to lead the Senate Banking Committee for their respective parties, are both independent-minded senators who hold positive views on several priority community banking issues. Richard Shelby (R-Ala.) So I would say he’s open to things we are concerned about.”.

Community Bank 70

Community Bank Alabama Ohio Community 70