Gonzobanker
FEBRUARY 23, 2022
Early adopters are earning prestige while investors and a hoard of community banks explore the opportunity to tap into this new source of revenue. From an income perspective, BaaS partner banks create a new revenue stream that has shown to increase non-interest-income, ROA and ROE. assets, citing high NIE.
Gonzobanker
DECEMBER 19, 2022
As expected, these rate hikes stopped the mortgage industry in its tracks. Financial institutions that relied on mortgage banking fee income as a key earnings component have been left to make big adjustments. 2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought.
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Gonzobanker
MAY 17, 2022
For regional and community banks there has never been a more frustrating time to be a buyer versus a builder of financial technology. The industry lacks an efficient tech ecosystem. Banks have not sufficiently built next generation I.T. team focused on UX, data, integration, and risk. team for the next decade.
Gonzobanker
JANUARY 25, 2019
Whether you are a community bank or a fintech provider, that makes sense. So many of Fiserv’s core clients are commercial community banks, and those banks (as well as credit unions getting into business services) need increasingly more help with business payments. Diversification versus Concentration.
Gonzobanker
JULY 20, 2022
Bank executives are coming to understand that in today’s world, the customer experience (CX) is the product, although not all have made a serious commitment to address newfound competition. The bottom line is this: most banks lack the true management leadership and operating disciplines necessary to execute successfully on digital.
Gonzobanker
SEPTEMBER 10, 2019
This deal looks good for Temenos, Kony and the banking industry clients of both firms. The digital banking market continues a long burn—this time like the smoke of a Texas summer barbecue. Still to be sorted out are overlaps between Infinity and Kony’s UI/UX assets. market has been a hard row to hoe for Temenos.
Gonzobanker
DECEMBER 20, 2019
Kent Oram, CEO, Idaho Central Credit Union – As evolution, revolution and occasional shareholder dilution occur across the industry, a leader in Idaho has quietly worked over the past 12 years on accumulating legendary performance. It was always clear how much Jones loves his credit union, his team and his community. Well done, sir!
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