Gonzobanker

FEBRUARY 23, 2022

Early adopters are earning prestige while investors and a hoard of community banks explore the opportunity to tap into this new source of revenue. From an income perspective, BaaS partner banks create a new revenue stream that has shown to increase non-interest-income, ROA and ROE. assets, citing high NIE.

Community Bank 133

Community Bank Strategy Risk Management Fintech 133

Gonzobanker

MAY 17, 2022

For regional and community banks there has never been a more frustrating time to be a buyer versus a builder of financial technology. The industry lacks an efficient tech ecosystem. Banks have not sufficiently built next generation I.T. team focused on UX, data, integration, and risk.

Technology 145

Technology Regional Community Bank Community 145

Gonzobanker

DECEMBER 19, 2022

As expected, these rate hikes stopped the mortgage industry in its tracks. Financial institutions that relied on mortgage banking fee income as a key earnings component have been left to make big adjustments. So relax, put up your feet, indulge with your favorite indulgence, and enjoy our salute to 2022 industry stars.

Community 216

Community Fintech Industry Innovation 216