Gonzobanker
FEBRUARY 1, 2023
Digital Transformation – More Digital Than Transformative As bankers shared notes on recent technology investments, it is clear that there has been more digitization of how bankers already do business rather than a rethink of how to create a customer experience and operate the business with new tools and capabilities.
Abrigo
AUGUST 20, 2015
“Although loan volumes have increased steadily since 2011, recent increases have coincided with a period of declining farm income,” said a recent report from the Federal Reserve Bank of Kansas City. The report noted that since 2012, crop cash receipts have declined by more than 20 percent, according to the USDA.
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PYMNTS
MARCH 11, 2020
This belief is based on “the Company’s operating plan, that current working capital and expected continued inventory and capital expenditure financing is sufficient to fund operations and satisfy the Company’s obligations.”. Oklahoma City, and Memphis. Ontario (L.A.),
Abrigo
JUNE 17, 2015
The report, from the Federal Reserve Bank of Kansas City , stated that demand could remain high since futures markets for fall crops show prices are likely to remain low because of the potential for another record harvest.
PYMNTS
APRIL 16, 2019
Today, Upstart is a profitable firm, which means it didn’t need to raise $50 million to fund operations. Banks, Girouard said, are natural partners for Upstart, because as competitors they will always carry a massive advantage to the race that he said any startup would be hard-pressed to overcome — low cost of capital.
Independent Banker
APRIL 30, 2022
In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowers’ needs. If we were to have capital levels more in line with peer averages, we would barely be able to originate and keep mortgage loans of any size. . Kansas City.
CFPB Monitor
AUGUST 22, 2016
Arjan Schutte, Founder and Managing Partner, Core Innovation Capital, Los Angeles, CA. Raul Vazquez, Chief Executive Officer, Oportun, Redwood City, CA. Dion Kidd Johnson, President, Chief Operating Officer and Chief Risk Officer, Western Bank, Alamogordo, NM. William Howle, Head of U.S. Retail Bank, Citibank, New York, NY.
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