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How to Measure Interest Rate Risk Effectively in Banks & Credit Unions

Abrigo

Would you like other articles on asset/liability management in your inbox? Takeaway 1 Regulators stress sound risk management practices that include the ability to identify and measure interest rate risk (IRR). The emphasis on effective systems and tools to measure interest rate risk is especially critical in the current environment.

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Measuring Loan Portfolio Credit Quality

Abrigo

All financial institution personnel play a role in the maintenance of positive asset quality through loan portfolio management, especially during periods of growth. But as the OCC instructs examiners in its Comptroller’s Handbook, loan portfolio management is the process by which these inherent risks are managed and controlled.

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Are de novos making a comback?

Abrigo

In order to encourage new bank formation, the FDIC has shortened the number of years de novo banks are subject to de facto capital requirements, among other improvements to make de novo bank formation more appealing. Heightened capital requirements that must be met up front 3. A low interest rate environment 2.

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Important Considerations When Growing the CRE Portfolio

Abrigo

In a survey of community banks and credit unions at the 2016 Sageworks Risk Management Summit, 42 percent of respondents said Commercial Real Estate, or CRE, lending was their primary focus for loan portfolio growth. Learn more about the Sageworks Credit Risk Management Solution. This reflects a larger industry trend.

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How to stress test your ag portfolio

Abrigo

According to the Comptroller’s Handbook on Agricultural Lending , the repayment of agriculture loans often depends on successful planting and harvesting of crops, or raising and feeding of livestock, and ultimately marketing the harvested item(s). Without diversification, risks will be expounded. Agriculture commodity prices 2.

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Personal Loan Offers With Zero Processing Fee

BankBazaar

Additional Reading: Personal Loan Handbook: All Questions Answered. Tata Capital Personal Loan. If you find yourself in the middle of a financial emergency, these Personal Loan offers with zero processing fees can help you turn things around in a jiffy. Check them out! Interest Range: 11.25%-14.49%.

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Dear MBAs, AI is Coming For You: The Coming Wave of Expert Automation & Augmentation Software (EAAS)

CB Insights

Think of these AI-enhanced assistants as junior analysts (lawyers, journalists, etc) who never tire and who can process information beyond human capacity but who will still need the steady eye of a manager to make subjective judgments. Investment / Wealth Management. INVESTMENT / WEALTH MANAGEMENT. STATE OF AUTOMATION REPORT.