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Acquisition and integration considerations for banks in 2024

Abrigo

Account for the details before your FDIC bank acquisition Consider these tips for assessing your institution and a to-be-acquired institution for a smooth integration You might also like this webinar, "Valuation and purchase accounting: Navigating the changing M&A landscape."

FDIC 195
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The Current Banking Crisis – 10 Not So Apparent Lessons

South State Correspondent

It turns out that confidence is more valuable than capital. Now, customers and analysts will pay more attention to Loans + Securities-to deposit ratio. Instead of just looking at LTD, investors, and depositors, will now look at loan plus securities to total deposits. 9) Brand Matters: SVB had one of the best brands in banking.

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2020 CRE Outlook: Trends Expected to Shape Commercial Real Estate Lending

Abrigo

The main drivers of expected CRE growth in 2020 are: Low interest rates Continued job growth and low unemployment Moderate consumer spending growth Abundant capital and return-seeking investors/lenders, and Increased property values (albeit slowing in appreciation). “2020 could be a pivotal year for the U.S. CRE Lending. Learn More.

Lending 195
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SVB: Early lessons for all financial institutions from Silicon Valley Bank’s failure

Abrigo

Historic collapse SVB is different from other financial institutions The FDIC closure and assumption of Silicon Valley Bank (SVB) – the largest bank failure since 2008 – is a stark reminder that when a crisis occurs, it can spread as fast as a wildfire in dry fields with a strong wind. Boy, did that impact capital ratios.

Strategy 195
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Food for Thought: A Policy on Credit Exceptions

Abrigo

You might also like these on-demand webinars on tackling common credit risk questions. As the FDIC said recently: Exceptions to policy should be few in number and properly justified, approved, and tracked. a significant capital injection into the borrower, or other collateral such as liquid assets).

Policies 195
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10 Top Banking Podcasts You Should be Listening to

Abrigo

We have webinars , whitepapers , and other resources to make your job easier. Using Data to Acquire, Engage, and Retain Banking Customers,” and “Customer Identity: Balancing Security and Seamless Banking Experiences.” Listen to the podcast episode, " How To Sleep Easier at Night About Capital and Risk Levels.". keep me informed.

Community 195
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Independent Loan Review & Credit Risk Review System Objectives

Abrigo

The Federal Reserve, the OCC, the NCUA, and the FDIC repeatedly pointed out that the nature of loan review or credit risk review at a given bank or credit union will vary. Learn how loan review is your credit union's competitive advantage with this webinar, "Create and Maintain a Successful Loan Review Function at Your Credit Union".

System 195