Independent Banker

DECEMBER 31, 2022

The FDIC issued guidance about the consumer compliance risks associated with assessing NSF arising from the re-presentment of the same unpaid transaction. Evolving risks. Community banks should keep an eye on evolving risks and emerging threats in 2023, including these: Small business data. Climate-related risk.

Compliance 100

Compliance FDIC Community Bank Community 100

South State Correspondent

OCTOBER 26, 2023

As can be seen, the conference largely revolved around payments, artificial intelligence, fintech partnerships/management, regulation, and fraud/identity in its various forms. The discussions were healthier, more compliance-focused, and with little expectations that banks were going to offer crypto to their customers any time soon.

Conference 221

Conference Las Vegas Fraud Case Study 221

Independent Banker

OCTOBER 1, 2022

But as the prevalence of security breaches grows, so do the opportunities for community banks to position themselves as guardians of their customers’ personal data through compliance, technology and relationship building. The California Privacy Rights Act ripple effect. By Katie Kuehner-Hebert. Bob Hickok, Eide Bailly. Effective Jan.

Data 91

Data How To Community Bank California 91

PYMNTS

FEBRUARY 28, 2020

The following Deep Dive explores the devastating impacts data breaches can have on credit unions, as well as the measures that CUs and the state of California are developing to protect CU members. California’s Protective Measures And Their Costs. Data Breaches Within And Without. Credit unions are no strangers to data breaches.

Data 131

Data California Security Pennsylvania 131

Independent Banker

FEBRUARY 24, 2016

Regulators warn once again about rising CRE concentrations and risks. Obviously these local lenders took notice when the Federal Reserve, the FDIC and the Office of the Comptroller of the Currency recently issued a joint statement pointing out increased risks in CRE lending. We get a lot of attention” from regulators, he says.

Community Bank 70

Community Bank Lending Community Regulation 70

Independent Banker

DECEMBER 31, 2021

Regulators haven’t yet broached the subject with them. The greater concern is how the regulatory agencies will expect us to update our risk profile based on climate factors.”. For example, we don’t do mortgage lending right now, because we don’t have the compliance expertise and staff knowledge,” Silveria says.

Community Bank 144

Community Bank Community Lending Louisiana 144

Gonzobanker

DECEMBER 17, 2021

Union has been a stalwart of the California marketplace since the ’50s, and this gives Andy Cecere and team a great expansion into the Golden State and also some nice wholesale banking business. The regulator and media pressure on overdraft fees has been a constant challenge to overdraft revenue. regulated financial institutions!

Fintech 147

Fintech Strategy Leadership Lending 147