The Financial Brand

MARCH 27, 2019

Aspiration Financial builds its brand on an unusual eco-friendly promise and lets consumers set their own fees (even $0, if they choose). The post New Fintech Bank Reinvents Itself With Bold Brand Position appeared first on The Financial Brand.

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Branding Fintech Innovation Strategies Strategy 31

The Financial Brand

JANUARY 16, 2022

The post The Secret to Bank Innovation Goes Way Beyond ‘Culture Change’ appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Willingness to act when the outcome is unknown and to look for options on 'the edge of money' are crucial for financial institution growth.

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Innovation Banking Trends Analysis Trends 41

The Financial Brand

AUGUST 31, 2021

The post What 5 Top Financial Innovation Labs Are Doing in 2021 appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Bank labs lost some of their cachet, but many are still effectively working out of the limelight, including Amazon's new payments lab.

Innovation 43

Innovation Banking Trends Analysis Trends 43

The Financial Brand

JANUARY 20, 2022

The post 9 Misunderstood Fintech Trends Impacting Retail Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Some, like Banking-as-a-Service are widely known. Others, like embedded finance and DeFi are emerging. Not all trends will have equal impact.

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Trends Retail Fintech Banking Trends 43

The Financial Brand

JULY 11, 2021

Banks and credit unions should view trends in the fintech space to determine where threats and opportunities exist and where resources should be deployed. The post 8 Fintech Trends Changing Banking Forever appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Trends Fintech Banking Trends Analysis 43

Bank Innovation

NOVEMBER 27, 2019

Welcome to the latest episode of our weekly wrap video series, for the week ending Friday, November 29, 2019.

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Video Fintech Operations Customer Experience 259

The Financial Brand

DECEMBER 29, 2019

6 ways banks and credit unions must double-down on fintech relationships to achieve the revenue and profit potential of digital innovations. The post Making Fintech Partnerships Work: Tips for Banking Providers appeared first on The Financial Brand.

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Fintech Innovation Branding Innovation Strategies 34

The Financial Brand

NOVEMBER 1, 2021

Combinations multiply as financial institutions face increased demand for digital services and fintechs need a more stable business model. The post Bank+Fintech Partnerships Grow More Urgent as Pressure Rises for Both appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Fintech Banking Trends Analysis Trends 43

The Financial Brand

NOVEMBER 3, 2021

Synthetic banking' as practiced by fintechs and banking as a service users is targeted by the acting national bank regulator. The post Will Regulators Stuff the Fintech Genie Back into the Bottle? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Regulation Fintech Banking Trends Analysis 41

The Financial Brand

JULY 22, 2020

You must drive innovation through digital optimization. The post Digital Optimization is Banking’s Next Big Battle in Fintech War appeared first on The Financial Brand. So your financial institution has undergone a digital transformation — now what?

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Fintech Innovation Branding Innovation Strategies 35

The Financial Brand

JUNE 23, 2021

The post The Top 11 Fintech Disruptors of 2021 appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Snapshots of established and up-and-coming digital players having an impact on key market segments within financial services.

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Fintech Banking Trends Analysis Trends 43

The Financial Brand

JUNE 7, 2021

Payments giant plays middleman in encouraging partnerships – versus war – between fintechs and banking providers. The post Visa Brings Fintech+Bank Match-Up Project to the U.S. appeared first on The Financial Brand - Banking Trends, Analysis & Insights. It also benefits.).

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Fintech Banking Trends Analysis Trends 42

The Financial Brand

SEPTEMBER 9, 2021

Current isn't just another fintech. Equipped with all its own technology, the neobank's Gen Z strategy targets legacy institutions. The post Fintech Success Story: How ‘Current’ Is Rising To Be The #2 Neobank appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Fintech Banking Trends Analysis Strategy 43

The Financial Brand

FEBRUARY 2, 2021

The post Why Bank + Fintech Partnerships Are Going Nowhere appeared first on The Financial Brand. Myopia reigns as financial institutions fail to focus on revenue opportunities and don't home in on services consumers clamor for.

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Fintech Branding Innovation Strategies Google 43

The Financial Brand

MARCH 8, 2020

Financial institutions must use new technologies like AI and APIs, not in the old methodical way, but like a fintech, constantly fine tuning. The post What Banks Can Learn from Mastercard’s Innovation Lab Chief appeared first on The Financial Brand.

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Innovation Branding Fintech Technology 27

The Financial Brand

APRIL 30, 2019

These common misconceptions keep many traditional banking providers from forging more alliances with innovative fintechs. The post 4 Myths Preventing More Fintech+Banking Partnerships appeared first on The Financial Brand.

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Fintech Innovation Branding Innovation Strategies 33

The Financial Brand

MAY 19, 2021

The post Can Traditional Banks Keep Pace With Fintech Challengers? appeared first on The Financial Brand. The rise of digital challengers drives a rethinking of outdated business models and a new perspective on how to make a bank future-ready.

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Fintech Branding How To Customer Experience 40

The Financial Brand

SEPTEMBER 21, 2021

The post Banking-as-a-Service Sharply Alters the Roles of Banks and Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights. BaaS' is redefining when and where all types of companies provide financial services. There are huge implications for legacy institutions.

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Fintech Banking Trends Analysis Trends 43

The Financial Brand

AUGUST 23, 2021

The post More Banks Eye Rent-a-Charter Business Model for Fintechs & Neobanks appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Banking as a service is hot and getting hotter. Here’s why you might want to jump on the BaaS train while it’s still in the station.

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Fintech Training Banking Trends Analysis 43

The Financial Brand

DECEMBER 5, 2021

The post 3 Ways Any Financial Institution Can Move with Fintech Speed appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Hands down, speed is the biggest competitive advantage a bank or credit union can have. Here's why, and what it takes to dial it up.

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Fintech Banking Trends Analysis Trends 39

The Financial Brand

APRIL 1, 2021

The post Fintech Lenders Will Come Roaring Back As Economy Re-Opens appeared first on The Financial Brand. While Kabbage and On Deck were bought, other players have been overcoming the COVID slump to haunt traditional financial institutions again.

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Fintech Branding Innovation Strategies Strategy 43

The Financial Brand

APRIL 20, 2021

Former agency attorney predicts fintech applications for full charters will become commonplace as banking evolves. The post An OCC Insider’s Perspective on Fintechs and Bank Charters appeared first on The Financial Brand.

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Fintech Branding Innovation Strategies Leadership 36

The Financial Brand

MARCH 8, 2020

As the coronavirus outbreak impacts how consumers bank and which fintech firms survive, it's time evaluate existing banking models and strategic priorities. The post How Will Coronavirus Outbreak Impact The Fintech Ecosystem? appeared first on The Financial Brand.

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Fintech Branding Innovation Strategies Digital Banking 43

The Financial Brand

MAY 18, 2021

Neither financial institutions nor fintechs can go it alone as banking rapidly goes digital. The post Fintech-Bank Hybrids Are the Future of Banking appeared first on The Financial Brand. Partnering in some form will be required.

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Fintech Branding Innovation Strategies Digital Banking 34

The Financial Brand

OCTOBER 10, 2021

The post Card-Issuing Bank Takes on Fintechs with Its Own BNPL Plan appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Leading traditional credit card issuer crosses the line into merchant-supported buy now, pay later lending.

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Cards Fintech Banking Trends Analysis 39

The Financial Brand

JANUARY 13, 2021

Partnership with fintech backer Ribbit could bring major new financial services to masses in local communities that trust mega retailer. The post Walmart’s Fintech Deal Threatens a Much Deeper Banking Incursion appeared first on The Financial Brand.

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Fintech Community Branding Retail 38

The Financial Brand

JULY 19, 2020

New life for the specialized charter plus a payments version rank high for Acting Comptroller Brian Brooks, former fintech and bank exec. The post Fintech Charter will be Part of Tectonic Realignment of Banking appeared first on The Financial Brand.

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Fintech Branding Payments Innovation Strategies 42

The Financial Brand

SEPTEMBER 12, 2021

The post Banks Are Arming to Win the Digital Lending War With Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Increasing demand for digital loans and faster decisions is changing the face of consumer lending.

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Lending Fintech Banking Trends Analysis 40

The Financial Brand

MAY 5, 2019

How one big community bank keeps its internal fintech think tank churning out usable products instead of blue sky. The post Bank OZK Self-Disrupts with Innovation Lab Stressing Practical Change appeared first on The Financial Brand.

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Innovation Community Bank Community Branding 28

The Financial Brand

AUGUST 18, 2020

Ecommerce fintechs introduce small business bank accounts that compete with traditional financial institutions. The post How Banks Can Beat Aggressive Fintechs for Business Deposits appeared first on The Financial Brand. But they can fight back.

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Fintech Branding Innovation Strategies Strategy 40

The Financial Brand

JUNE 1, 2021

The post What SoFi’s Rise From Niche Fintech to One-Stop-Shop Means for Banking appeared first on The Financial Brand. The company that began as an 'anti-bank' student loan refinancer wants to be the center of people's financial lives (and may soon be a bank).

Fintech 41

Fintech Branding Company Innovation Strategies 41

The Financial Brand

SEPTEMBER 9, 2020

The post Fintech Buys Bank in Pursuit of Radical New Business Model appeared first on The Financial Brand. New twist on what a bank is blends concepts of deposits with spendable Treasury bills and Netflix-style pricing. It's just square 1 for Jiko.

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Fintech Branding Innovation Strategies Strategy 38

The Financial Brand

OCTOBER 16, 2018

The best innovations in banking for 2018 were announced by Efma and Accenture, highlighting the power of digital technologies and a customer focus. The post The Best Global Innovations in Banking for 2018 appeared first on The Financial Brand.

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Innovation Branding Technology Innovation Strategies 33

The Financial Brand

FEBRUARY 1, 2021

But sound strategy beats sleepless nights. The post Do Fintechs Scare You As Much As They Do These CEOs? appeared first on The Financial Brand. Dismissing challengers in any form is a luxury no bank or credit union can afford any longer.

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Fintech Strategy Branding Innovation Strategies 34

The Financial Brand

MAY 13, 2021

There's a need for business model innovation given expanding fintech-big tech competition, says Forrester. The post Covid’s Lasting Impact on Banking Remains Unclear appeared first on The Financial Brand. But neobanks have challenges too.

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Innovation Branding Fintech Innovation Strategies 37

South State Correspondent

SEPTEMBER 20, 2022

Most banks will target around 6% of revenues next year for their marketing budget, and banks with strong brands and marketing programs target above 7%. All involved in any marketing effort should understand if it is about branding, sales funnel acquisition, funnel movement, conversion, or retention.

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Conference Marketing social media Data 195

The Financial Brand

JANUARY 13, 2021

Partnership with fintech backer Ribbit could bring major new financial services to masses in local communities that trust mega retailer. The post Walmart’s Fintech Deal Threatens a Much Deeper Banking Incursion appeared first on The Financial Brand.

Fintech 27

Fintech Community Branding Retail 27