The Financial Brand

JANUARY 6, 2021

The post Sustaining Digital Banking Channels’ Explosive Growth in 2021 appeared first on The Financial Brand. Financial institutions that want to stay in the game need to offer solid basic services before they get fancy.

Digital Banking 29

Digital Banking Branding Innovation Strategies ATM 29

The Financial Brand

MAY 19, 2021

The rise of digital challengers drives a rethinking of outdated business models and a new perspective on how to make a bank future-ready. The post Can Traditional Banks Keep Pace With Fintech Challengers? appeared first on The Financial Brand.

Fintech 40

Fintech Branding How To Customer Experience 40

The Financial Brand

SEPTEMBER 21, 2021

The post Banking-as-a-Service Sharply Alters the Roles of Banks and Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights. BaaS' is redefining when and where all types of companies provide financial services. There are huge implications for legacy institutions.

Fintech 43

Fintech Banking Trends Analysis Trends 43

The Financial Brand

AUGUST 23, 2021

Banking as a service is hot and getting hotter. The post More Banks Eye Rent-a-Charter Business Model for Fintechs & Neobanks appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Here’s why you might want to jump on the BaaS train while it’s still in the station.

Fintech 43

Fintech Training Banking Trends Analysis 43

The Financial Brand

DECEMBER 5, 2021

Hands down, speed is the biggest competitive advantage a bank or credit union can have. The post 3 Ways Any Financial Institution Can Move with Fintech Speed appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Here's why, and what it takes to dial it up.

Fintech 39

Fintech Banking Trends Analysis Trends 39

The Financial Brand

MARCH 8, 2020

As the coronavirus outbreak impacts how consumers bank and which fintech firms survive, it's time evaluate existing banking models and strategic priorities. The post How Will Coronavirus Outbreak Impact The Fintech Ecosystem? appeared first on The Financial Brand.

Fintech 43

Fintech Branding Innovation Strategies Digital Banking 43

The Financial Brand

APRIL 1, 2021

The post Fintech Lenders Will Come Roaring Back As Economy Re-Opens appeared first on The Financial Brand. While Kabbage and On Deck were bought, other players have been overcoming the COVID slump to haunt traditional financial institutions again.

Fintech 43

Fintech Branding Innovation Strategies Strategy 43

The Financial Brand

MAY 18, 2021

Neither financial institutions nor fintechs can go it alone as banking rapidly goes digital. The post Fintech-Bank Hybrids Are the Future of Banking appeared first on The Financial Brand. Partnering in some form will be required.

Fintech 37

Fintech Branding Innovation Strategies Digital Banking 37

The Financial Brand

OCTOBER 13, 2021

The integration of finance and digital technology has resulted in exponential growth of digital banking and fintech solutions. The post Digital Finance Penetration Surpasses That Of Social Media appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

social media 43

social media Banking Trends Analysis Digital Banking 43

The Financial Brand

JULY 5, 2021

The post Consumers Funding Construction Loans in Innovative Fintech Model appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Online platform brings upscale retail investment funding to smaller markets, providing housing and related construction credit opportunities.

Innovation 36

Innovation Fintech Banking Trends Analysis 36

The Financial Brand

SEPTEMBER 12, 2021

Increasing demand for digital loans and faster decisions is changing the face of consumer lending. The post Banks Are Arming to Win the Digital Lending War With Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Lending 40

Lending Fintech Banking Trends Analysis 40

The Financial Brand

JULY 19, 2020

New life for the specialized charter plus a payments version rank high for Acting Comptroller Brian Brooks, former fintech and bank exec. The post Fintech Charter will be Part of Tectonic Realignment of Banking appeared first on The Financial Brand.

Fintech 42

Fintech Branding Payments Innovation Strategies 42

The Financial Brand

OCTOBER 18, 2020

Jim Marous distills the innovation wisdom of 9 experts interviewed on the Banking Transformed podcast. The post Insights from 9 Global Banking and Fintech Innovation Leaders appeared first on The Financial Brand.

Innovation 43

Innovation Fintech Branding Innovation Strategies 43

The Financial Brand

AUGUST 18, 2020

Ecommerce fintechs introduce small business bank accounts that compete with traditional financial institutions. The post How Banks Can Beat Aggressive Fintechs for Business Deposits appeared first on The Financial Brand. But they can fight back.

Fintech 40

Fintech Branding Innovation Strategies Strategy 40

The Financial Brand

SEPTEMBER 9, 2020

New twist on what a bank is blends concepts of deposits with spendable Treasury bills and Netflix-style pricing. The post Fintech Buys Bank in Pursuit of Radical New Business Model appeared first on The Financial Brand. It's just square 1 for Jiko.

Fintech 40

Fintech Branding Innovation Strategies Strategy 40

The Financial Brand

FEBRUARY 1, 2021

Dismissing challengers in any form is a luxury no bank or credit union can afford any longer. But sound strategy beats sleepless nights. The post Do Fintechs Scare You As Much As They Do These CEOs? appeared first on The Financial Brand.

Fintech 35

Fintech Strategy Branding Innovation Strategies 35

The Financial Brand

DECEMBER 29, 2019

6 ways banks and credit unions must double-down on fintech relationships to achieve the revenue and profit potential of digital innovations. The post Making Fintech Partnerships Work: Tips for Banking Providers appeared first on The Financial Brand.

Fintech 34

Fintech Innovation Branding Innovation Strategies 34

The Financial Brand

MAY 18, 2020

Forced to move quickly to meet the spike in digital banking use, more banks and credit unions are closing the gap with fintechs. The post Pandemic Gives Traditional Banks a Rare Chance to Catch Up Digitally appeared first on The Financial Brand.

Digital Banking 41

Digital Banking Meeting Branding Fintech 41

The Financial Brand

AUGUST 30, 2020

Senior executives reveal eye-opening digital growth statistics as the megabank unveils new mobile banking features and branch and ATM plans. The post Why BofA, not Fintechs or Amazon, Should Keep Bankers Awake at Night appeared first on The Financial Brand.

Fintech 39

Fintech ATM Branding Mobile 39

The Financial Brand

FEBRUARY 20, 2020

First fintech acquisition of a U.S. bank will create a traditional banking structure but in an entirely digital way. The post LendingClub and Radius Merger: First of Many Fintech + Bank Deals appeared first on The Financial Brand. Get set for more.

Fintech 33

Fintech Branding Innovation Strategies Strategy 33

The Financial Brand

APRIL 5, 2021

When neobanks and fintechs feel like they need to operate under their own national bank charter, they will get it — one way or another. The post How Fintechs Fight, Rent and Buy Their Way Into Banking appeared first on The Financial Brand.

Fintech 27

Fintech National Branding Operations 27

The Financial Brand

JULY 22, 2020

So your financial institution has undergone a digital transformation — now what? You must drive innovation through digital optimization. The post Digital Optimization is Banking’s Next Big Battle in Fintech War appeared first on The Financial Brand.

Fintech 38

Fintech Innovation Branding Innovation Strategies 38

The Financial Brand

AUGUST 3, 2020

The upstart challenger bank becomes the first to get OCC approval. Banking experts and Varo's CEO explain the potential impact. The post Varo Disrupts Status Quo as First Fintech with National Banking Charter appeared first on The Financial Brand.

National 34

National Fintech Branding Customer Experience 34

The Financial Brand

FEBRUARY 10, 2020

Fintech's patience paying off as it nears final hurdles, setting stage for major new digital banking competitor. The post FDIC Greenlights Mobile-First Fintech Varo Money for Deposit Insurance appeared first on The Financial Brand.

FDIC 15

FDIC Mobile Fintech Digital Banking 15

The Financial Brand

FEBRUARY 1, 2021

Dismissing challengers in any form is a luxury no bank or credit union can afford any longer. But sound strategy beats sleepless nights. The post Do Fintechs Scare You As Much As They Do These CEOs? appeared first on The Financial Brand.

Fintech 22

Fintech Strategy Branding Innovation Strategies 22

The Financial Brand

JULY 19, 2021

Digital banking engagement leads to more customer data and better customer experiences, which leads to greater loyalty and higher profits. The post The Future of Loyalty in Banking is at Risk appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Customer Experience 43

Customer Experience Banking Trends Analysis Digital Banking 43

The Financial Brand

OCTOBER 30, 2018

Innovation in Retail Banking report shows growing commitment to innovation, but insufficient investment in advanced data analytics. The post Fintech, Big Tech Rivals Drive Growing Dedication To Innovation appeared first on The Financial Brand.

Innovation 31

Innovation Fintech Analytics Branding 31

The Financial Brand

DECEMBER 18, 2019

The impact of fintechs on retail banking is real but overplayed, says KBW's Fred Cannon. The post Analyst: ‘Innovation’s Great, But We Haven’t Seen Fintech Act 2 Yet’ appeared first on The Financial Brand. And startups are untested by a major slump.

Fintech 23

Fintech Innovation Branding Retail 23

The Financial Brand

NOVEMBER 7, 2021

Increasingly consumers want solutions to their money conundrums and they don't care if it comes from a bank, a fintech or some combination. The post Why Open Banking Is a 2022 Must-Have for U.S. Financial Institutions appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends 42

Banking Trends Analysis Trends Branding 42

The Financial Brand

JUNE 29, 2021

Anticipation about the mega-retailer's banking ambitions stokes fears, but the evolving role of hybrid fintech/neobank Green Dot is key. The post Walmart & Green Dot Turning Pre-Paid Cards into Checking Accounts appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Cards 42

Cards Banking Trends Analysis Trends 42

The Financial Brand

MARCH 21, 2021

The BankMD brand is thriving where Chase and others have flopped. Tailored high tech helps differentiate it from fintechs and big banks. The post How a Small Bank’s Big Bet on Digital-Only Paid Off appeared first on The Financial Brand.

Branding 36

Branding Fintech Innovation Strategies Strategy 36

The Financial Brand

JUNE 24, 2021

21 deals with neobanks and fintechs like Aspiration, Ellevest and Greenwood sent a community bank down an unexpected (and profitable) path. The post Community Bank Builds Future on ‘Banking as a Service’ & Google Plex appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Community Bank 41

Community Bank Community Google Banking Trends 41

The Financial Brand

JULY 1, 2021

While fintechs, neobanks and other new competitors threaten, the bank versus credit union battle continues. The post 7 Trends Credit Unions Must Jump On or Lose Essential Opportunities appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Trends 43

Trends Banking Trends Analysis Branding 43

The Financial Brand

DECEMBER 6, 2020

Fast-growing mega-fintech siphons small business loans and transactions from banks. The post Why Square’s Expanding Ecosystem Threatens Banking’s Future appeared first on The Financial Brand. ILC charter plus P2P could impact the consumer market.

Branding 38

Branding Fintech Marketing Innovation Strategies 38

The Financial Brand

SEPTEMBER 14, 2020

It's both a payment and lending challenge — banks must match fintechs' point of sale 'buy now, pay later' service or they'll lose share. The post Gen Z, Millennials and COVID Fueling Rise in Hybrid Credit Card Alternatives appeared first on The Financial Brand.

Millennials 38

Millennials Cards Lending Branding 38

The Financial Brand

SEPTEMBER 8, 2020

Along with the challenges come opportunities, including partnering with fintech providers in a platform arrangement, and enhanced onboarding. The post 5 Threats Banks Face to Their Commercial Business (And How to Respond) appeared first on The Financial Brand.

How To 34

How To Branding Fintech Innovation Strategies 34

The Financial Brand

DECEMBER 6, 2020

Fast-growing mega-fintech siphons small business loans and transactions from banks. The post Why Square’s Expanding Ecosystem Threatens Banking’s Future appeared first on The Financial Brand. ILC charter plus P2P could impact the consumer market.

Branding 35

Branding Fintech Marketing Innovation Strategies 35