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The top lending & credit risk blogs of the year

Abrigo

Takeaway 3 Articles specific to small community banks were among the most-read blogs, with best practices for construction lending at the top of the list. Articles on creating a sound credit risk rating system and preparing for the possibility of new requirements such as the CFPB ruling were among the most-viewed throughout the year.

Lending 221
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Can FinTech Walk The FinTalk?

PYMNTS

According to a Crunchbase article published in February of 2018, investments in blockchain and blockchain-related startups (excluding initial coin offerings, or ICOs) were already 40 percent of what they were in 2017. All tout an easy user experience via a mobile app that helps users track and monitor spend. And to learn.

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What’s the Big [FinTech] Deal?

William Mills

But bigger than that, we began getting caught up in this world of “fintech” long before it became the latest overnight sensation, which – by the way – has actually been more than 10 years in the making. What the heck is fintech and why do we care? 2) The fintech tide still rising. 3) Tighter regulation is happening.

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What’s the Big [FinTech] Deal?

William Mills

But bigger than that, we began getting caught up in this world of “fintech” long before it became the latest overnight sensation, which – by the way – has actually been more than 10 years in the making. What the heck is fintech and why do we care? 2) The fintech tide still rising. 3) Tighter regulation is happening.

Fintech 40
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Open Banking vs. Embedded Banking: What's the right path for you?

Lars Markull

Xero, on the other hand, could (at the same time) allow users to create Xero branded accounts or cards for the benefit of creating separate virtual accounts for each client for easier reconciliation or cards for a better user experience (Embedded Banking). But they do want embedded banking.

Lending 83
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Has GRC reached its tipping point? Observations from the front lines

Insights on Business

Tom Osborn is his article entitled Op risk capital: looking back in anger (Risk.Net article, March 15, 2019) argues that “by simply setting capital primarily according to a bank’s size and crudely scaling it to reflect past losses, risk-weighted assets will inherently not reflect a firm’s current risk profile.”

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Financial Crime: Technology can Transform Compliance

FICO

In this excerpt from that article, Jürgen elaborates on the importance of compliance. . A partnership aimed at helping banks, payment providers and fintechs meet the ever stronger regulatory demands while reducing effort and expense. . Visma Connect recently interviewed Jürgen Krieg, FICO's head of global compliance sales. In the U.S.