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The Deposit Strategy Behind Customers Bank’s FDIC Loan Deal

The Financial Brand

This article The Deposit Strategy Behind Customers Bank’s FDIC Loan Deal appeared first on The Financial Brand. Customers Bank saw a bunch of specialized loans on sale at a 15% discount and a bunch of bankers who could do more. It connected the dots.

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How a Regulatory Nudge Pushed Payday Lending into the Mainstream, Benefiting Borrowers and Banks

The Financial Brand

This article How a Regulatory Nudge Pushed Payday Lending into the Mainstream, Benefiting Borrowers and Banks appeared first on The Financial Brand. The big banks have embraced small dollar lending, saving millions of consumers billions of dollars annually, according to a new report.

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How Proposed Capital Rules Could Hit Credit Cards, Mortgages and More

The Financial Brand

This article How Proposed Capital Rules Could Hit Credit Cards, Mortgages and More appeared first on The Financial Brand. Regional bank failures and troubles in early 2023 may bear bitter fruit for the institutions in that size class and beyond that survived.

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