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Community Banks Debut FinTech Alliance

PYMNTS

To that end, news came earlier this week in the United States that a dozen community and regional banks have formed a group aimed at exploring the opportunities amid FinTech offerings. Arizona, which launched a “sandbox” earlier this year, said last week that there is a new participant in that FinTech-driven initiative.

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One SME Lender’s Take On Regulation And Transparency

PYMNTS

in particular, a cross-section of states that CEO Douglas Bystry says has its own unique demands and impacts on regional economies. But Clearinghouse CDFI can also offer interesting insight into the state of regulation of small business lending and how greater oversight may impact the SMEs that prop up their local communities.

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The declining elasticity of US housing supply

BankUnderground

We find that US housing supply has become less elastic since the crisis, with bigger declines in places where land-use regulation has tightened the most, and in areas that had larger price declines during the crisis. In addition, land-use regulation also tends to be more stringent in these areas.

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Android of the Auto Industry? How Baidu May Race Ahead Of Google, Tesla, And Others In Autonomous Vehicles

CB Insights

Voyage, a self-driving spinoff from education startup Udacity , open-sourced its autonomous driving safety technology following the fatal crashes of Uber’s self-driving car in Arizona and Tesla’s crash involving the Autopilot feature. The China advantage. Beyond Apollo: Baidu’s outside investments.

Google 71
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Autopsy Report: 9 Startup Failure Stories And What We Can Learn From Them

CB Insights

Theranos built itself in stealth mode while raising hundreds of millions of dollars and inking deals to put its wellness centers in Walgreens stores in California and Arizona. Select investors : Amazon, Hummer Winblad Venture Partners, Bowman Capital Management LLC. Select Investors : IAC, Highland Capital Partners, FirstMark Capital.

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How Blockchain Tech Could Disrupt Real Estate

CB Insights

Real estate investing has historically only been available to those able to put down large sums of capital — especially in regard to commercial property and multifamily housing. Another example is Brickblock , a smart contract platform which is seeking to use tokenized real estate to help developers raise capital for projects.