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Which loan types are fueling bank growth?

Abrigo

Community banks (under $10 billion in assets) and regional banks (between $10 and $50 billion) represent 21 percent and nine percent, respectively. Regional banks had the most diversified portfolios, but community banks generally had higher concentrations in CRE and agriculture loans.

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Community Bank History: Peoples National Bank, Hallstead, Pennsylvania

Jeff For Banks

Community banks tout themselves as better than national and regional banks because of how close they are to their communities. And so it went in Hallstead, growing gradually, as towns tended to do in rural Pennsylvania, with bank loans funded by local depositors supporting the growth.

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LendKey And Unlocking A Generation Of Borrowers For Small Banks And Credit Unions

PYMNTS

When you are talking about smaller [community] banks, regional banks and credit unions, there just aren’t the in-house resources to build their own digital lending solutions for products such as private student loans, student refinancing and home improvement loans.”.

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What Goes Up …

Independent Banker

Coping just fine, community banks in energy-producing regions manage the oil-price plunge. Crude oil prices have dropped more than 50 percent from last July to this January, and they haven’t hovered this low since 2009. Pat Hickman, chairman and CEO of Happy State Bank, a $2.6 New energy regions adapt.

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An Unexpected Turn

Independent Banker

Early Air Force service prepared the way for community banking in California. military personnel in the region. After some protesting on my part, explaining repeatedly that I knew absolutely nothing about banking, Mom used the classic mothering tactic of reminding me, “You know son, ‘Nothing ventured, nothing gained.’ ”.

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Guest Post: Fourth Quarter and Year End Economic Commentary by Dorothy Jaworski

Jeff For Banks

In our region, the Philly Fed indices of business activity all turned negative in December, but, hey, higher rates will help, right? As a matter of fact, the formula has pointed to above 1% since 2009. Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

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FI Highlight: First GREEN Bank

NCR

We recently spoke to Ken LaRoe, CEO & Founder of First GREEN Bank to discuss the bank’s sustainability initiatives and how they’re help customers go green. In a few sentences, can you tell us about First GREEN Bank? Keep reading to find out more!

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