Jeff For Banks

MARCH 21, 2024

Trillions of dollars of subsidies on “green” BS projects, electric vehicles no one wants, tax credits, debt forgiveness, and free money all fuel demand and contribute to inflation. It sounds like 2007 all over again, when people got tired of looking at LEI and then in 2008, all hell broke loose. Real GDP was +3.2% in 4Q23, of which.73%

Marketing 148

Marketing Policies Report Atlanta 148

Jeff For Banks

JULY 8, 2017

trillion in 2008. million at the end of December, 2007, before the crisis hit in 2008. million in December, 2008 and the peak occurred in October, 2009 at 21.4 Dorothy has been with Penn Community Bank and its predecessor since November, 2004. Rising debt levels will not stop them. For what reason?

Marketing 60

Marketing Community Bank Security Data 60

Jeff For Banks

DECEMBER 1, 2015

In the chart below, derived from The Kafafian Group’s (TKG) peer database of hundreds of community bank branches, we see that the revenue generated from deposit spreads, asset spreads (typically consumer loans), and fees (typically deposit fees) as a percent of branch deposits averaged 2.08% for commercial banks and 1.88% for thrifts during 2014.

Pennsylvania 60

Pennsylvania Community Bank Community Taxes 60

Jeff For Banks

FEBRUARY 1, 2019

Back in 2008, the LHC started up with a bang and led to all kinds of new physics particle knowledge. A tightening campaign that started in December, 2015 and has totaled 2.25% has basically offset the boost from tax cuts and the tightening also succeeded in flattening the yield curve.

Marketing 60

Marketing Community Bank Community Risk Management 60

NCR

APRIL 13, 2016

Banks tighten up underwriting criteria in tough times, loosen it to gain market share and to grow their balance sheet as economies improve. The big shock was really the meltdown in 2008. The environment is very, very tough today compared to pre-2008. You should talk to your local community bank.

Capital 40

Capital Marketing How To Lending 40

Jeff For Banks

DECEMBER 12, 2017

Independent Bank Corporation (Nasdaq: IBCP) Independent Bank dates back to 1864 as the First National Bank of Iona. It is a turnaround story because the bank was hammered with credit problems between 2008-11, when it lost over $200 million. In 2007, the Bank had $1.1 Its size today, at $2.8 Then, kaboom!

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

South State Correspondent

JUNE 13, 2022

One morning, President Trump tweeted his desire for an additional tax on all foreign-owned companies operating in the US. Instantly, the cash flow for those businesses that many community banks lent to is impacted. At that point, banks were then reluctant to sell. Consider the risk above.

Risk Management 195

Risk Management Examples social media Management 195

Jeff For Banks

NOVEMBER 16, 2020

The markets believe the chance of tax hikes, repeals of tax cuts, and gigantic initiatives are greatly diminished. Remember, it took the Fed seven years to raise rates from the zero bound after the Great Recession of 2008. Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

Marketing 78

Marketing National New York City Taxes 78

Independent Banker

FEBRUARY 16, 2015

Sherrod Brown (D-Ohio), two lawmakers tapped to lead the Senate Banking Committee for their respective parties, are both independent-minded senators who hold positive views on several priority community banking issues. Richard Shelby (R-Ala.) So I would say he’s open to things we are concerned about.”.

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Community Bank Alabama Ohio Community 70