Jeff For Banks

APRIL 30, 2022

Me: Commercial Real Estate loans are the most profitable product in a community bank's arsenal and have been through various interest rate environments. Bank Senior Lender: Not when you consider the whole relationship. By the time the FF hit zero at the end of 2008, CRE was the last product standing.

Lending 78

Lending Massachusetts Taxes Community Bank 78

Independent Banker

JANUARY 31, 2022

Ken Finley, president of Johnson City Bank, in downtown Johnson City with Shannon Sultemeier, executive vice president (left); and Brenda Haynes, vice president/cashier (right). Here’s how four community banks are thriving in this environment. These include family-owned businesses, community businesses and operating companies.

Texas 182

Texas San Antonio Community Bank Community 182

Jeff For Banks

JUNE 2, 2023

The old borrow short, lend long strategy. I want to read to you the FDIC’s conclusion from their An Examination of the Banking Crisis of the 1980’s and Early 1990’s. Who would’ve thought lending $1 million to a San Francisco cab driver to buy a house at 100% loan to value would go bad? We took a serious reputational hit.

FDIC 78

FDIC Community Bank Regulation Lending 78

Independent Banker

FEBRUARY 24, 2016

Investment principles of top bank portfolio managers. Community bank institutional investment portfolio managers have been put through their paces the past several years. Yet that is exactly what many community banks have accomplished. By Karen Epper Hoffman.

Community Bank 70

Community Bank Community Texas Management 70

Jeff For Banks

SEPTEMBER 13, 2015

Chan was a former Bank of America senior executive, serving as the Corporate Treasurer, Enterprise Risk, and various other functions during his career. He retired in 2008 from BofA, but they thought so much of him they brought him back to assist with the Merrill Lynch integration. What has Monty delivered to Security Bank?

Community Bank 60

Community Bank Lending Community Security 60

Jeff For Banks

FEBRUARY 1, 2019

Indeed, banks generally pull back on lending if longer-term loan rates are less than their cost of funds, which are generally based on shorter-term rates. Back in 2008, the LHC started up with a bang and led to all kinds of new physics particle knowledge. But more physics discoveries (and updates from me) will have to wait.

Marketing 60

Marketing Community Bank Community Risk Management 60

NCR

APRIL 13, 2016

In the following Q&A, Pango Financial CEO William Keenan offers insights on the cyclical nature of the lending market and advice for small business owners just starting out. Lending cycles track with economic cycles. The big shock was really the meltdown in 2008. They need to be extremely selective in who they lend to.

Capital 40

Capital Marketing How To Lending 40