Jeff For Banks

MARCH 20, 2016

How good is their system compared to FICO, or other FinTechs that feel they are more evolved in credit risk management? Remember during the depression when the National Housing Act of 1934 created the Federal Housing Administration (FHA). So, too, I would suspect is the risk to SoFi and other marketplace lenders.

Virginia 60

Virginia Risk Management Capital Comparison 60

Jeff For Banks

NOVEMBER 7, 2015

Me to a community banker: Why don't you offer more options than real estate secured lending to help fund early stage businesses? Interestingly, Kelly started what would end up being EnerBank at Baltimore's First National Bank of Maryland (now M&T Bank ), a former employer of mine in the mid 1990's.

Community Bank 60

Community Bank Community Baltimore Lending 60

Jeff For Banks

OCTOBER 19, 2012

First of all, if they continue to buy securities, they are removing many of the high quality securities from the marketplace, possibly causing a disruption or shortage in the markets. trillion of securities amassed during QE1 and QE2. We should all be so lucky. Housing price data is turning into the surprise of 2012.

National 79

National Security US Massachusetts 79

Jeff For Banks

JANUARY 18, 2014

Incidentally, your QE 1 to 3 programs ran for six years, accumulated three trillion dollars of securities, and pushed long term rates lower when your forward guidance could not do so. The National Association of Business Economics, or “NABE,” is almost as optimistic at close to 3%. and Janney Capital Markets at 2.1% Just saying.

Philadelphia 83

Philadelphia Policies US Marketing 83

Lex Sokolin

DECEMBER 25, 2019

Other things like Compound are essentially a securities lending marketplace?—?you Having interest rates native to the crypto economy is very helpful, but we are still shy of lending based on actual underwriting and off-chain risk. It’s like watching Mint.com emerge in 2007. something between equity voting and dividend yield).

blockchain 52

blockchain Bitcoin Software Lending 52

Jeff For Banks

JANUARY 19, 2013

Housing markets have begun to improve with the national indices showing year-over-year growth of 3% to 4% recently. We have a long way to go before recapturing the home price highs of 2006 and 2007, but it is a start. Stocks remain an attractive asset class with the dividend yield of 2.2% Yes, folks, that would be $1 trillion per year!

Taxes 71

Taxes Philadelphia DC New Jersey 71