2007 Lending National Risk Management 
Abrigo
DECEMBER 1, 2014
Credit unions have seen an unprecedented uptick in business-related loans in recent years, according to the Credit Union National Association’s (CUNA) U.S. From June 2007 to December 2012, MBL volume increased 66 percent, growing from $26.04 ” Invest in systems capable of managing the MBL program. billion to $43.16
Jeff For Banks
MAY 20, 2017
Today, I read an American Banker article on how a multi-billion dollar bank is going to ramp up its business lending. To remind readers, in 2006 the OCC, Federal Reserve, and FDIC issued joint interagency Guidance on Concentrations in Commercial Real Estate Lending. Risk mitigants tend to lag growth, especially fast growth.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Jeff For Banks
MARCH 20, 2016
How good is their system compared to FICO, or other FinTechs that feel they are more evolved in credit risk management? Remember during the depression when the National Housing Act of 1934 created the Federal Housing Administration (FHA). Similarly, SBA guarantees reduce risk for small business lending.
Jeff For Banks
NOVEMBER 7, 2015
Me to a community banker: Why don't you offer more options than real estate secured lending to help fund early stage businesses? What I hear most often is that community banks take deposits from people and businesses in their community and lend it to people and businesses in that same community. You read it right: 100%. Seems risky.
Gonzobanker
DECEMBER 17, 2021
Some interesting finalists would be: M&T and People’s United Old National and First Midwest Webster and Sterling Columbia Bank and Umpqua. million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. Has it worked?
Lex Sokolin
DECEMBER 25, 2019
Ethereum’s decentralized lending and trading are floating around 2,500 daily users. The lending product above is a bit more complicated. Other things like Compound are essentially a securities lending marketplace?—?you It’s like watching Mint.com emerge in 2007. So what does the future to come look like?
Jeff For Banks
OCTOBER 19, 2012
I know I risk sounding like Charles Plosser, but so be it. It seems to me that reducing burdensome regulations and not implementing harsher capital requirements would be more effective alternatives to incentivize lending than pushing all yields toward zero while buying up all of our bonds. We should all be so lucky. 6% and 1.2%
Expert insights. Personalized for you.
186 
Let's personalize your content