South State Correspondent

APRIL 10, 2023

CRE Risk Background While ten years ago, community and regional banks use to make up some 55% of the CRE market, in 2023, these banks now compose approximately 72% (below). The risk here is that community banks continue to take on an above-average amount of CRE credit exposure. touched off a wave of bankruptcies.

Community Bank 195

Community Bank Community Los Angeles Regional 195

CFPB Monitor

APRIL 14, 2016

The announcement included the news that the CFPB has filled the position of Assistant Director for the Office of Small Business Lending Markets. The leadership additions announced by the CFPB were the following: Grady Hedgespeth will serve as the Assistant Director for the Office of Small Business Lending Markets.

Leadership 60

Leadership Lending Marketing Regional 60

PopularBank

SEPTEMBER 25, 2020

We mobilized these actions within days of the health crisis’ initial impact to our communities. Six months later, we continue this mission through our participation in several programs and outreach initiatives, including the Small Business Administration Paycheck Protection Program and the Main Street Lending program.

Florida 40

Florida Meeting Leadership Community 40

Independent Banker

FEBRUARY 25, 2015

Coping just fine, community banks in energy-producing regions manage the oil-price plunge. Yet community bankers serving the oil industry say they’ve been expecting a drop in the notoriously cyclical price of crude. billion-asset community bank based in Happy, Texas. New energy regions adapt. By Howard Schneider.

North Dakota 70

North Dakota Texas Louisiana Community Bank 70

Jeff For Banks

APRIL 25, 2014

In 2013 there were 246 bank and thrift merger and acquisition deals announced, the highest number since 2007 when there were 318 deals. This all comes with fewer banks than there were in 2007. Year to date through April 22nd, there were 73 announced deals, putting us on track for a similar number of deals to last year. Our combination.

Community 92

Community New York Indiana Connecticut 92

Gonzobanker

DECEMBER 17, 2021

From nowhere, sizable regional players are being created. million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. Performance and multiples continue to be solid, outperforming most regional banks. Has to be M-O-E.

Fintech 142

Fintech Strategy Leadership Lending 142

Jeff For Banks

OCTOBER 4, 2014

Lending Club funded $5 billion in loans since its founding in 2007. How long before those corporate accounting system providers strike a deal with some regional or national bank to provide seamless views to corporate customers? Banks remain centers of communities and the number one source for capital for small business.

Technology 104

Technology Cyber Security FDIC Strategy 104