Jeff For Banks

APRIL 12, 2018

Mortgage bankers and brokers own a significant share of market (although less than prior to the 2007-08 financial crisis). Are you ready to be Web Bank , part deux? Most community financial institution strategies has some sort of “community” focus. It’s implied whenever someone says “we’re a community bank”.

Lending 60

Lending Resources Community Metro 60

Jeff For Banks

AUGUST 12, 2018

This is because the economy has been gaining momentum, however modest, from the tax cuts and deregulation. In my career, I’ve lived through many years of the Fed raising interest rates and it’s my experience that they usually tighten too much and keep rates high for too long, just like in 2001 and 2006-2007. The economy has grown 2.2%

Marketing 60

Marketing Philadelphia Omaha US 60

Jeff For Banks

JULY 8, 2017

The promises included tax cuts to 15% (although a much less dramatic decrease is expected), repeal and replacement of ObamaCare (stalled in the Senate), regulatory reform (some energy rules relaxed, but not much else), infrastructure spending to repair and replace our crumbling structures, roads, airports, electrical grids, etc.

Marketing 60

Marketing Community Bank Security Data 60

Gonzobanker

DECEMBER 17, 2021

Goes to Eric Sprink, Coastal Community Bank , Everett, Wash. Eric has always been a student of innovation, and now at Coastal, this fearless leader has spearheaded a number of high-profile banking-as-a-service partnerships. Famous for turning around a bank to create the foundation for powerful U.S. 82% to over 2.3%

Fintech 147

Fintech Strategy Leadership Lending 147

Jeff For Banks

DECEMBER 12, 2017

billion in asset company headquartered in West Virginia, providing community banking services primarily in the Eastern Panhandle and South Central regions of the state, and the Northern and Shenandoah Valley regions of Virginia. Actually, the Bank had a one-time after tax litigation settlement (from a 2002-04 event) of $6.2

Minnesota 60

Minnesota West Virginia Virginia Iowa 60

South State Correspondent

JUNE 13, 2022

One morning, President Trump tweeted his desire for an additional tax on all foreign-owned companies operating in the US. Instantly, the cash flow for those businesses that many community banks lent to is impacted. That is a significant change in risk for a material part of a large community bank’s balance sheet.

Risk Management 195

Risk Management Examples social media Management 195

Independent Banker

FEBRUARY 16, 2015

From opposite political directions, Senators Shelby and Brown stand on point to greatly influence community banking’s agenda in the next Congress. The mix of contrasts and similarities of Shelby’s and Brown’s perspectives and policymaking portend an active session for community banking’s agenda in the new 114th Congress.

Community Bank 70

Community Bank Alabama Ohio Community 70