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Why You Need To Use Funds Transfer Pricing in Banking

South State Correspondent

FTP was introduced to banks in the early 1980s to help manage interest rate risk on a transactional basis. FTP gained further focus after the 2007 financial crisis when financial firms failed partly because of the lack of funds transfer pricing application and rigor. Simple Funds Transfer Pricing Example.

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5 Steps to Better Treasury Management

South State Correspondent

The opportunity for the product is that for an average community bank, 83% of their commercial, non-profit, and municipal customers are NOT using treasury management services. This likely creates the most significant single profitability lift for any bank. Unfortunately, most banks have not adjusted their pricing in years.

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How The Fed Will Impact Your Deposit Beta

South State Correspondent

In our previous article ( HERE ), we reviewed the banking industry’s cost of funding earning assets (COF), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle. How to Apply to Your Bank. Influences on Deposit Beta.

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Why Banks Merge: Listen to the Sellers

Jeff For Banks

In 2013 there were 246 bank and thrift merger and acquisition deals announced, the highest number since 2007 when there were 318 deals. This all comes with fewer banks than there were in 2007. of Ocala, Florida on the bank''s sale to Heritage Financial Group, Inc. What is driving deal volume? Our combination.

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Banking's Top 5 in Total Return to Shareholders: 2017 Edition

Jeff For Banks

Nasdaq: OSBC) Old Second is a single-bank holding company headquartered in Aurora, Illinois. billion of assets and operates twenty five branches in the western suburbs of Chicago. The Bank, Old Second National Bank, lost a whopping $156 million in 2009 and 2010. Summit also operates an insurance subsidiary.

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Temenos to Acquire Kony: So What?

Gonzobanker

At a time when banks and credit unions are moving from the known table stakes of transactional digital to more of the unknowns of growing digitally, Kony was poised with a flexible approach to digital-first app development. market has been a hard row to hoe for Temenos.

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2021 GonzoBanker Awards

Gonzobanker

Union has been a stalwart of the California marketplace since the ’50s, and this gives Andy Cecere and team a great expansion into the Golden State and also some nice wholesale banking business. Lots of tech and operations to clean up, it appears, but no solid bank is better qualified than the team from Minneapolis. You tell us.

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