Independent Banker

SEPTEMBER 26, 2014

That is why we are calling on regulators to make the most of the latest mandatory review of federal banking rules. The agencies are required to study their regulations for dead weight every 10 years under the Economic Growth and Regulatory Paperwork Reduction Act of 1996. Community Bankers Chosen as CFPB Advisors.

Washington 70

Washington Fort Worth Regulation Community Bank 70

Independent Banker

DECEMBER 29, 2015

Of course, Basel III—otherwise known as the Third Basel Accord—is a global regulatory framework on bank capital adequacy, stress testing and market liquidity risk. Most concerning has been the safety-and-soundness regulation’s unnecessary effect on reducing certain lending by community banks, say Kendrick and several community bankers.

Community Bank 70

Community Bank Community Capital Lending 70

Jeff For Banks

MAY 10, 2018

Because even the most commercial of commercial banks tend to have significant retail deposits. Regulators are starting to ask a lot more questions about your liquidity during exams. It's like 2006 all over again. And if you are losing retail customers, how do you win them back? In comes the rate promotion. And it's too bad.

Retail 60

Retail Marketing Community Trends 60

Independent Banker

OCTOBER 14, 2014

The first tweet ever written was by co-founder Jack Dorsey on March 21, 2006, at 9:50 p.m., According to a statistic released as part of the ICBA 2014 Top 50 Community Bank Leaders in Social Media, nearly 2,500 banks have a Facebook or Twitter presence, and the numbers continue to exponentially grow. About CoNetrix.

social media 88

social media Risk Management Compliance Community Bank 88

Jeff For Banks

AUGUST 12, 2018

After easing and keeping rates low for three years, the Fed began tightening from June, 2004 to June, 2006. In my career, I’ve lived through many years of the Fed raising interest rates and it’s my experience that they usually tighten too much and keep rates high for too long, just like in 2001 and 2006-2007.

Marketing 60

Marketing Philadelphia Omaha US 60

Jeff For Banks

JUNE 8, 2013

Louis Fed recently performed a study to uncover the characteristics of community banks that thrived during the financial crisis. Thriving banks were defined as under $10 billion in assets, and maintained a composite CAMELS 1 rating in each exam cycle from 2006-11, an impressive accomplishment. This makes sense to me.

St. Louis 111

St. Louis Lending Study Strategy 111

Jeff For Banks

OCTOBER 29, 2016

In 2006, when the median asset size within my firm's profitability outsourcing service was $696 million, the operating cost per business checking account was $586 per year. For example, deposit operations' expense as a percent of deposits should decline as the bank grows. Community bankers know the town mayor, and key business leaders.

Training 60

Training FDIC Community Resources 60

Jeff For Banks

SEPTEMBER 10, 2011

(Nasdaq: OZRK) of Little Rock, Arkansas Over a 100-year banking history, Bank of the Ozarks expanded from its headquarters in Little Rock, Arkansas, to more than 100 locations throughout the Southeast and is consistently ranked among the top performing banks in America (see chart). Their ROA in 2006 when their assets were $2.5

Arkansas 67

Arkansas South Carolina FDIC North Carolina 67

PYMNTS

NOVEMBER 18, 2019

Louisa Community Bank of Louisa, Kentucky also shuttered on Oct. 25, and the assets were purchased by Kentucky Farmers Bank Corporation in Catlettsburg, Kentucky. As of June 30, Louisa Community Bank had approximately $29.7 Enloe State Bank of Cooper, Texas closed May 31 with total assets of $36.7

Kentucky 140

Kentucky FDIC Ohio US 140

Abrigo

JULY 23, 2021

The regulations are forthcoming, but institutions now should begin the process of performing a threat-focused risk assessment which will guide them where to focus their efforts. It is a concept that we have all heard of, however, the concept remains somewhat of a mystery in the community bank world. financial system.

National 195

National Training United States Regulation 195

Independent Banker

FEBRUARY 16, 2015

Sherrod Brown (D-Ohio), two lawmakers tapped to lead the Senate Banking Committee for their respective parties, are both independent-minded senators who hold positive views on several priority community banking issues. Richard Shelby (R-Ala.) So I would say he’s open to things we are concerned about.”.

Community Bank 70

Community Bank Alabama Ohio Community 70