Remove 2006 Remove Community Bank Remove Management Remove Regulation
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Community Banking According to Andy

Jeff For Banks

8/ @Schornack It is a niche that has only grown over time and one that has shown very little net losses since we started making these loans around the U of M in 2005-2006. 9/ @Schornack Running a bank is not much different than running a small business. Basic idea is that sales to a bank are loans. Inventory are deposits.

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What's With Regulator Agita Over Bank Commercial Real Estate Lending?

Jeff For Banks

And regulators are getting anxious. and New York Community Bancorp called off their planned merger. Today, I read an American Banker article on how a multi-billion dollar bank is going to ramp up its business lending. We perform this service for dozens of community banks. Anxiety, anxiety, anxiety.

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Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

Jeff For Banks

Outside of those two crisis periods, American banking failures have generally been uncommon, at least since the end of the Great Depression. banks failed a year. bank failures per year between 1996 and 2006, and 3.6 Before SVB, Signature, and First Republic, in fact, it had been over two years since the last bank failure.

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What #Banking Trend Will Have the Greatest Impact on Your Bank?

Jeff For Banks

Depositors woke up and thought "what is my bank paying me?" The Fed has paused for nearly a year now, and it was our experience in 2006-07 that bank cost of funds continued to increase as the market closed the delta between what someone could earn in a money market mutual fund and a bank account.

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Washington Watch

Independent Banker

That is why we are calling on regulators to make the most of the latest mandatory review of federal banking rules. The agencies are required to study their regulations for dead weight every 10 years under the Economic Growth and Regulatory Paperwork Reduction Act of 1996. Community Bankers Chosen as CFPB Advisors.

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It Started with a Tweet #SocialMedia #Banks @ICBA

Independent Banker

The first tweet ever written was by co-founder Jack Dorsey on March 21, 2006, at 9:50 p.m., According to a statistic released as part of the ICBA 2014 Top 50 Community Bank Leaders in Social Media, nearly 2,500 banks have a Facebook or Twitter presence, and the numbers continue to exponentially grow. About CoNetrix.

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Hot Rates - Swipe Left

Jeff For Banks

Because even the most commercial of commercial banks tend to have significant retail deposits. Regulators are starting to ask a lot more questions about your liquidity during exams. It's like 2006 all over again. And if you are losing retail customers, how do you win them back? In comes the rate promotion. And it's too bad.

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