South State Correspondent

AUGUST 16, 2023

Even if your bank has limited consumer exposure, given that the consumer composes approximately 66% of the US economy, and, according to the yield curve and market pundits, we are all staring into a recession, paying close attention to consumer trends is critical. 1,000+ payments now are 15% of the market which is also a new development.

Trends 195

Trends Cards Capital Data 195

PYMNTS

APRIL 4, 2019

According to the report, between 2005 and 2010, mortgage debt represented 78 percent of total household debt; as of late 2018 mortgage debt accounts for only 71 percent of the total. The trend, according to the report, is visible in most major debt categories — particularly home and credit card lending.

US 116

US New York Trends United States 116

PYMNTS

AUGUST 21, 2018

Six days later, The New York Times reported that Bear Stearns was dangling on the age of bankruptcy and a forced liquidation after it posted a 61 percent drop in net profits as a result of hedge fund losses in the subprime mortgage market. Sixty-six percent have credit cards. into a depression a la 1929. population — fare much worse.

US 100

US Millennials New York St. Louis 100

PYMNTS

JULY 13, 2016

Brick-and-mortar retail will forever remember the day that Nintendo released Pokémon GO , a mobile game that has caused millions of millennials to suddenly discover outside again. However, some retailers prefer to play cards of the kind as close to the corporate chest as possible. ” Layoffs.

California 100

California St. Louis Retail Branding 100

PYMNTS

MARCH 12, 2020

The integration will be available in nine markets — Sweden, Norway, Finland, Denmark, Switzerland, Germany, Austria, Netherland and the United Kingdom — with the U.S., Founded in 2005 by Sebastian Siemiatkowski, Niklas Adalberth and Victor Jacobsson, Klarna pays merchants upfront and offers an alternative to credit cards.

Payments 143

Payments Millennials Cards Fintech 143

PYMNTS

JULY 11, 2016

In 2003, the majority of the online shopping was done at the desktop at the office when the boss wasn’t looking, and that experience included laboriously typing in card credentials at every site. All you millennials out there, ask your parents what they used to do as teenagers on Saturday afternoons.

Google 100

Google Mobile Apple Online 100

PYMNTS

JANUARY 7, 2019

And, yes, this likely sounds blasphemous from someone who’s been beating the mobile payments drum since 2005, well before the iPhone and the App Store changed how consumers, retailers and payments players all use mobile devices. Leave Mobile Payments, Embrace Ambient Commerce. I’m glad I got your attention. Consider this.

Mobile 205

Mobile Innovation Apple Study 205