Gonzobanker
JANUARY 4, 2016
Chief retail officers explored new strategies for acquiring small business relationships to effectively grow core deposits. Retail executives collectively evaluated their Retail organizational structures to determine the most productive distribution of departmental ownership and experience management. BANK ROUNDTABLES.
South State Correspondent
JANUARY 4, 2023
Charlotte, Houston, Phoenix, New York, Austin, Denver, Orlando, Miami, and Nashville, many banks have not adjusted pricing or their credit appetite. Sectors like office, retail, and hospitality, are even worse. For 2023, banks need to prioritize interest rate risk management and credit accuracy as a top priority.
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Gonzobanker
MARCH 25, 2020
My neighbor in Phoenix is closing on a house this week and will do so with the only physical meeting in the entire process – offer, loan, title, etc. Even with shelter-in-place or other restrictions on physical meetings, FIs are reporting that loans still need to be closed, applications processed, and credit extended.
Gonzobanker
MARCH 21, 2017
JHA promised several solutions for retail front-end branch and loan systems and a NetTeller/goDough tandem digital banking solution. D+H (and before, Harland) promised integrated loan and core systems and specialized credit union functionality in the Phoenix EFE core. The Phoenix EFE core has a Microsoft-based architecture with legs.
Gonzobanker
MARCH 21, 2017
JHA promised several solutions for retail front-end branch and loan systems and a NetTeller/goDough tandem digital banking solution. D&H (and before, Harland) promised integrated loan and core systems and specialized credit union functionality in the Phoenix EFE core. FIS promised IBS/Temenos “best of” product combination.
Gonzobanker
DECEMBER 20, 2019
So many miles to go, retail bankers! In a mature credit cycle with a tough yield cure, Chase is still growing retail revenue a 7+% and mobile banking users by 12+%. Consumers was the first big credit union to deploy the Phoenix core system and this year was the first big go-live of the Lumin digital banking system.
Gonzobanker
DECEMBER 22, 2015
To PNC , who at BAI Retail Delivery pointed to hiring a behavioral psychologist to review its origination process. Credit Union: Gulps may have occurred when $3 billion Desert Schools Federal Credit Union signed with recent new technology entrant Corelation , but this San Diego-based core provider and Phoenix area credit union made it happen.
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