article thumbnail

In Retail, Are Rewards Their Own Reward?

PYMNTS

With NFC technology from Apple (VAS protocol) and Google (Smart Tap), the merchant’s private-label card and/or rewards program are automatically presented at the time of payment. This is a powerful technique to stay top-of-wallet, while offering more convenience to your customer, and this magic combination leads to habituation and loyalty.

Retail 137
article thumbnail

Banks On Notice: Fintechs Are Coming For Checking Accounts & Debit Cards

CB Insights

These companies have been able to generate these signups through three channels: card design, rewards, and application UX. You might not expect to find the “instagrammability” trend surfacing in the world of debit cards, but fintech companies are hoping to draw millennials to physical cards with colorful, minimalist designs.

Cards 71
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Mobile Payments: What’s In It For Me?

PYMNTS

According to Media and Services UX, (MSX) group at Strategy Analytics, three-quarters of mobile payment users in China do so in physical stores daily. But security is an ever-present concern. Digital Currency – Millennials Just Aren’t That Into You.

Mobile 100
article thumbnail

FinovateFall 2015: A Week in Tweets

Fintech Labs Insights

On the other hand, woe unto the unfortunate presenter who fails to grab the audience’s attention within the first 60 to 90 seconds. Second presenter at #Finovate , @SaleMove rocked it. Cool tech + slick presentation! Questions for @finovate presenters: Is it ‘real’ yet? Fair, but firm. Blockstack.io

UX 12
article thumbnail

The 2019 GonzoBanker Awards

Gonzobanker

Insights from this group are presented monthly and quarterly to the entire organization and quarterly to the board and dialed in systematically into new member experience projects. The workplace a millennial will most confuse with Silicon Valley – Live Oak Bank in North Carolina. Might be time to. Award – Goes to Gen Z.

Idaho 148
article thumbnail

We analyzed 7 of the fastest-growing personal finance apps of all time to figure out the secrets to their success — here’s what we learned

CB Insights

Ninety-two million millennials will soon be in what Goldman Sachs calls their “prime spending years.” Bankrate found 83% of millennials don’t think they’ll ever retire: they simply “don’t think they’ll have the money” to do so.). In aggregate, they command $1.3 trillion in annual spending.

Tools 78