Jeff For Banks

APRIL 6, 2021

"In case you're looking for some light reading this weekend, FRB-Philadelphia working paper 21-08, Does CFPB Oversight Crimp Credit?" ~ Robert Morro (@bmorro44) So went a tweet from one of my Twitter connections. So I listened to him, and dialed up the FRB-Philadelphia WP 21-08. This is good. There were two unintended consequences.

Regulation 78

Regulation Philadelphia Study Lending 78

PYMNTS

NOVEMBER 12, 2020

Twelve years after the housing and mortgage markets’ collapse threw the United States into financial distress not seen since the Great Depression, market watchers are again on the lookout for a possible new banking crisis spawned by upheaval in the U.S. commercial real estate sector. No Quick Fix. The Government’s Response.

New York City 227

New York City New York Missouri Philadelphia 227

CFPB Monitor

FEBRUARY 25, 2016

The 21 st Annual Consumer Financial Services Institute, sponsored by the Practicing Law Institute, will take place on April 4-5, 2016 in New York City (and by live webcast and groupcast in Cincinnati, Cleveland, Philadelphia, Pittsburgh, Mechanicsburg, PA) and on May 12-13, 2016 in Chicago. Thompson, Managing Counsel, Office of Regulations.

New York City 60

New York City Cleveland Philadelphia New York 60

CFPB Monitor

APRIL 11, 2016

The New York City session was held on April 4-5, 2016 (with live webcasts and groupcasts in Cincinnati, Cleveland, Philadelphia, Pittsburgh, Mechanicsburg, PA).). The CFPB panelists in Chicago will be: Jeffrey Langer, Assistant Director for Installment Lending and Collections Markets.

Chicago 60

Chicago New York City Cleveland New York 60

FICO

JANUARY 31, 2019

We also recently presented it at the Federal Reserve Bank of Philadelphia. This lack of transparency is particularly acute for consumer lending, where regulations require lenders to provide adverse action notices. We presented this at the Data Analytics 2018 event organized by IARIA/Think Mind, where it won the Best Paper Award.

Philadelphia 40

Philadelphia Case Study Compliance Lending 40

CFPB Monitor

SEPTEMBER 25, 2015

The joint complaint filed by the CFPB and DOJ in federal district court in New Jersey states that the action resulted from a joint investigation by the agencies of the bank’s lending practices following the CFPB’s referral of the bank to the DOJ pursuant to the ECOA. The proposed consent order requires the bank to pay a $5.5

NJ 60

NJ New Jersey New York Philadelphia 60

PYMNTS

NOVEMBER 14, 2017

Online consumer lending – in a variety of forms – has grown explosively over the last decade. Its team of economists takes a rather dim view of the online lending space and the ways in which it recruits and handles its customers – and believes that additional regulation is needed to rein in some of the excesses their research uncovered.

Study 101

Study Lending Cleveland Online 101