Knowledge Base Lending Operations Regulation 
Abrigo
MAY 19, 2017
With the National Credit Union Administration issuing its final member business lending (MBL) ruling as of January 2017, credit unions are seeing increased flexibility in their lending limits. Internal foundation for growth The new MBL rule creates a foundation for commercial lending practices and portfolio growth.
PYMNTS
SEPTEMBER 6, 2018
The age of technology is, of course, well upon us, with Software-as-a-Service (SaaS) a key conduit to making sure that at least some business operations — once the province of spreadsheets and reams of paper — can be streamlined. Automating that compliance is now a “need to have.”. However, in some ways, we are in uncharted territory.
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Gonzobanker
MAY 7, 2018
Progress made in the efficiency ratio has primarily been achieved by: greater interest income through lending activity; a near-zero cost of funds environment; and. limited marginal operating expenses needed to do larger commercial and commercial real estate deals. Median assets per employee increased from $5.2 million to $6.1
ZootBlog
NOVEMBER 11, 2015
In today’s environment, as banks manage increased regulation and competition from industry outsiders, they must operate in the same fashion. To do this they must invest in knowledge and skill development. Alternative lending platforms are providing capital to consumers more efficiently than traditional banks. Everything.
Abrigo
MAY 8, 2024
Takeaway 3 Regulators are closely watching expanded uses of AI and generative artificial intelligence. They can more easily consider how to harness genAI's power to enhance their operations, compliance, risk management, and member or customer experience. That’s equivalent to 9% to 15% of operating profits, the report notes.
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