Abrigo
MAY 19, 2017
With the National Credit Union Administration issuing its final member business lending (MBL) ruling as of January 2017, credit unions are seeing increased flexibility in their lending limits. Internal foundation for growth The new MBL rule creates a foundation for commercial lending practices and portfolio growth.
PYMNTS
OCTOBER 10, 2019
Rising Know Your Customer and other risk mitigation regulations have the financial services world eyeing digital identity technology. As the October Digital Identity Tracker explores, the small business (SMB) lending and financial services industries have begun to dip their toes into more sophisticated identity validation tools.
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PYMNTS
SEPTEMBER 6, 2018
Many FinTech firms operate with an on-demand mentality — services, payments and lending done 24/7, across time zones and currencies. There also is what is being billed as a “plugin knowledge base” that offers implementation and reference guides, along with videos. Call it an à la carte approach — a pick-and-pay process.
Gonzobanker
MAY 7, 2018
Progress made in the efficiency ratio has primarily been achieved by: greater interest income through lending activity; a near-zero cost of funds environment; and. While efficiency targets and productivity initiatives have been common in banks, the fragmented and expensive commercial lending and credit function has gotten a pass.
ZootBlog
NOVEMBER 11, 2015
In today’s environment, as banks manage increased regulation and competition from industry outsiders, they must operate in the same fashion. Not only are these banks expanding their base services but they are pulling in an innovative trainer versed in the latest technology advancements. They become students of the game. Everything.
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