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Acquisition and integration considerations for banks in 2024

Abrigo

Account for the details before your FDIC bank acquisition Consider these tips for assessing your institution and a to-be-acquired institution for a smooth integration You might also like this webinar, "Valuation and purchase accounting: Navigating the changing M&A landscape."

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How segmentation can benefit a bank’s ALLL and risk management practices

Abrigo

A segmentation strategy, though, is a great place to start to nail down an effective and efficient process – not only will it serve a substantial purpose for the ALLL, but also as a larger risk management tool. The goal is for the segmentation to be granular enough for the pools to show those similar loan characteristics.

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Independent Loan Review & Credit Risk Review System Objectives

Abrigo

As regulators described “practices generally considered consistent with safety-and-soundness standards,” they revised loan review guidance to reflect the broader importance of credit review to risk management. Learn more: Develop or enhance your risk rating system. Download a whitepaper. Lending & Credit Risk.

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Stress testing revisited to avert risk and improve risk ratings

Abrigo

According to the OCC, institutions that have incorporated stress testing into their planning typically demonstrate an ability to withstand negative market developments more effectively than other financial institutions as a result of these beneficial risk management practices.

Columbus 150
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Why banking technology makes sense – recession or not

Abrigo

You might also like this whitepaper, "Best practices for purchasing bank or credit union software" DOWNLOAD Takeaway 1 As Southwest Airlines learned, technology shortcomings create enormous costs in the short-term and in the future. Experts say that would be a mistake.

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Study: Construction loan monitoring decreases loan defaults

Abrigo

More construction loan monitoring ultimately decreases loan default, according to a new FDIC Center for Financial Research working paper. While it doesn't necessarily reflect the views of the FDIC, the paper includes preliminary findings from research by FDIC staff and an FDIC Visiting Scholar. On-site inspections.

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The most popular CECL, ALM, & portfolio risk blogs of the year

Abrigo

Takeaway 3 Updates on interest rate forecasting and best practices for managing CRE risk were among the most-read blogs. Abrigo's most popular risk management blogs over the last 12 months cover topics that continue to catch the attention of professionals and regulators.