Gonzobanker

JULY 8, 2022

The operational world of cash, checks, deposit slips, passbooks, and teller terminals used to dominate bank tech budgets. Those were the days of green screen cores and server-based ancillary applications, and digital banking was a Star Trek thing of the future. Next-gen CIOs cannot fulfill this leadership role alone.

Resources 146

Resources Leadership Technology Management 146

Gonzobanker

MARCH 22, 2023

Customer Experience – With customers jumpy and nervous, banks cannot afford to allow service lapses or information mistakes that could set off another wave of panic. Digital banking uptime, the speed and accuracy of moving money, and the ability to talk to informed bankers are vital right now.

social media 78

social media Capital Risk Management Strategy 78

NCR

NOVEMBER 8, 2016

Below are four considerations for banking leaders concerned about cybersecurity. Evaluation of Risk. The overall risk management framework of any institution, including banks, should include cybersecurity considerations. Employees are the best first line of defense. Employees are the best first line of defense.

Cyber Security 63

Cyber Security Security Risk Management Training 63

Gonzobanker

DECEMBER 22, 2020

There have been many come-and-go digital banks. For a digital bank, Axos has a net interest margin twice that of Wells and BoA with an expense ratio under 2% – that helps drive a 15.5% It’s great to see Axos continue to hone its strategies and maintain the margins/credit quality that the market is rewarding.

Idaho 181

Idaho Community Industry Strategy 181

Abrigo

FEBRUARY 8, 2024

Takeaway 3 Numerous resources can help banks and credit unions offer training on fraud to help customers or members recognize scams and avoid theft. As financial transactions become increasingly digital, consumers and businesses must be equipped with the knowledge to navigate day-to-day business securely.

Fraud 195

Fraud Resources social media Software 195

Gonzobanker

DECEMBER 20, 2019

The Ecosystem Award – Goes to Partners Credit Union for its collaborative member experience work with digital banking vendor Kony (now part of Temenos). The digital banking provider helped implement digital competitiveness against big banks that Partners sought. Might be time to.

Idaho 148

Idaho Conference Data Marketing 148

Gonzobanker

MAY 8, 2020

So far, bankers have taken comfort in the soundbite that “this crisis is different” because of the strong capital levels and risk management rigor that has developed since the Great Recession. The problem today is that most banks are not applying a true product management discipline to the debit and credit business.

Lending 114

Lending Analytics Analysis Capital 114