South State Correspondent

AUGUST 22, 2023

Part of this ROE value is driven by an average beta of 9 for a TM customer compared to an average beta of 50-60 for a money market or other interest-bearing deposit account. If they do market, it is to every commercial customer in the footprint, which often results in suboptimal marketing results.

Management 195

Management Community Bank Survey Community 195

CFPB Monitor

DECEMBER 22, 2020

Accordingly, the definition of a “brokered deposit” turns on the definition of a “deposit broker.”. Section 29 contains nine exceptions to the definition of “deposit broker” and a tenth was added by FDIC regulation. Key items in the final rule include: “Deposit broker” definition.

FDIC 78

FDIC Capital National Regulation 78

Gonzobanker

MAY 17, 2022

For regional and community banks there has never been a more frustrating time to be a buyer versus a builder of financial technology. As banks focus on speed to market, they must become more discerning about how different solutions impact the pace of delivery. The industry lacks an efficient tech ecosystem.

Technology 135

Technology Regional Community Bank Community 135

Insights on Business

JULY 20, 2017

See how open banking APIs are transforming financial services (and businesses, too!). I wasn’t particularly inspired by the Wikipedia definition , so I’ll give you mine. The emergence of financial technology (fintech) and the push of regulators for more competition are disaggregating and open this closed value chain.

Fintech 181

Fintech Mobile Examples Data 181

PYMNTS

NOVEMBER 14, 2017

With Europe just weeks away from PSD2 coming into effect, banks across the region are gearing up to get on-board with one of the regulation’s main objectives: to promote open banking and stir up competition and innovation in the financial services market. the banks weren’t having it.

Fintech 164

Fintech Regulation Regional Data 164

CB Insights

OCTOBER 31, 2019

From crawling financial documents to simplifying how users manage their money, chatbots are creating more efficient financial technology on both the back- and front-end. Chatbots could help mitigate some of these problems by streamlining patient engagement and increasing access to care in underserved regions.

Industry 78

Industry Examples Tools Retail 78