Jeff For Banks

AUGUST 2, 2014

My firm will occasionally provide feedback on correspondence to our clients'' regulators. I thought about what we should have said to the regulator, versus the sweet words I was encouraging our client to use. Below is a sample letter to your regulator, saying it like you mean it. Warm Regards, Schmidlap National Bank.

Regulation 93

Regulation DC FDIC Analytics 93

CFPB Monitor

SEPTEMBER 21, 2018

The Court is considering whether the structure of the CFPB is constitutional and what impact its structure, right or wrong, has on its ability to continue to prosecute claims against regulated entities. Public Interest Research Group Education Fund, Inc.; The Appleseed Foundation, Inc.

DC 60

DC National America Groups 60

CFPB Monitor

SEPTEMBER 10, 2020

The DBO indicated that it “is investigating whether LoanMart’s role in the arrangement is so extensive as to require compliance with California’s lending laws. While several states oppose the preemption of state usury laws in the context of bank/nonbank partnerships, federal banking regulators have taken a different stance.

Utah 78

Utah California FDIC West Virginia 78

Gonzobanker

DECEMBER 19, 2017

Heavy-handed regulators. The Real “Lending” Stock Award – Goes to longtime player LendingTree. Oh, by the way, that Fintech darling of two years ago Lending Club? The Lending Mo’ Repeat Award – Goes to both nCino in commercial and Encompass in mortgage for maintaining strong market momentum in 2017. Payments chaos.

Conference 101

Conference Industry Community Bank Community 101

FICO

AUGUST 27, 2018

It’s August and it’s hot in Washington DC. Yet in the nation’s capital, fintech policy may actually be hotter than the temperatures outside. This document is the fourth in a series of reports in response to Executive Order 13772 that details the President’s core principles for financial regulation.

Policies 49

Policies US Fintech DC 49