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The top lending & credit risk blogs of the year

Abrigo

As 2023 winds down, community banks and credit unions have worked hard to attract new customers and members and retain existing ones by streamlining processes and improving the end-user experience. They’ve also focused on managing interest rate risk in a rising rate environment.

Lending 221
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How Opening Bank Data Can Transform SMB Lending

PYMNTS

FinTechs continue to push the envelope to see how far open banking frameworks can go in improving the SMB banking experience, and increasingly, SMB lending is shifting to the center of these collaborative efforts. ’s experience is quickly influencing the way SMB lenders approach open banking in other markets like the U.S. .’s

Lending 233
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Geolocation Puts A Pin In Anti-Fraud Solutions

PYMNTS

However, Wingert said the fact remains that many financial institutions, merchant acquirers and online stores are missing important risk signals by overlooking a proven approach to fraud and risk management. Where there’s a customer expectation, the institution needs to respond,” Wingert said.

Fraud 270
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The Great Credit Card Program Outsourcing Debate

PYMNTS

The credit cycle will turn, and you’ll have a generation of credit risk managers who’ve not been through a recession yet. For instance, with the recent launch of the Apple Card , Apple has sent a signal that they seek to offer a better user experience than banks. Do FIs want to navigate card programs through that?”.

Cards 140
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As regulations and risk grow, IBM Watson expands further into RegTech

Insights on Business

In today’s global marketplace, financial services firms must grapple with competition, increasing regulation and market volatility while also maintaining profitability and growth in a world disrupted by emerging technologies and fintechs. One significant challenge lies in how firms manage risk. Financial Risk .

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Banking in the cloud – Is it for the birds?

ZootBlog

Could it be a way to help FIs compete with nonbank fintech companies such as Funding Circle and Moven that are more agile and efficient? It enables banks to place their customers at the center of the business, focus on digital channels and the user experience, and develop an omnichannel strategy.

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Financial Crime: Technology can Transform Compliance

FICO

A partnership aimed at helping banks, payment providers and fintechs meet the ever stronger regulatory demands while reducing effort and expense. . FICO brings AI and advanced analytics to risk management, fraud detection, collections and much more. What do you do? However, this has changed over time.