CFPB Monitor

SEPTEMBER 10, 2020

The DBO indicated that it “is investigating whether LoanMart’s role in the arrangement is so extensive as to require compliance with California’s lending laws. While several states oppose the preemption of state usury laws in the context of bank/nonbank partnerships, federal banking regulators have taken a different stance.

Utah 78

Utah California FDIC West Virginia 78

CFPB Monitor

SEPTEMBER 13, 2018

57, disapproving of the CFPB’s Bulletin 2013-2 regarding “Indirect Auto Lending and Compliance with the Equal Credit Opportunity Act.” They assert that action by the CFPB in derogation of those regulations would violate the Administrative Procedure Act. to discriminate against any person.

Rhode Island 60

Rhode Island District of Columbia North Carolina Vermont 60

PYMNTS

FEBRUARY 28, 2020

A National Association of Federally-Insured Credit Unions (NAFCU) survey found 82 percent of credit unions were negatively affected by data breaches stemming from local businesses in the past two years, for example. The regulation applies to businesses, which it defines as any organization operating for profit.

Data 131

Data California Security Pennsylvania 131

Gonzobanker

DECEMBER 14, 2023

Honorable Mentions – while this was a quiet year for M&A, we tip our hat to Atlantic Union’s acquisition of American National Bank and Eastern Bank’s acquisition of Cambridge Bank. Importantly, Jeff’s contributions to the credit union industry and the Pennsylvania community are simply too long to list.

Fintech 195

Fintech Community Regional Technology 195

PYMNTS

NOVEMBER 26, 2019

Businesses depend on the public services tax revenues pay for: roads that facilitate deliveries, courts where firms resolve legal disputes and regulators that help protect businesses from fraud. Wayfair ruling have made tax compliance challenges highly visible. Wayfair ruling have made tax compliance challenges highly visible.

Taxes 141

Taxes South Dakota District of Columbia Compliance 141

PYMNTS

JANUARY 7, 2019

One of the main ideas behind Real ID is to make it easier to authenticate a person’s identity, and to do so according to a single, de facto national standard. For now, that’s for the future, perhaps a next generation of nationally mandated personal ID. Biometrics [is] so hard to fool,” Prigge said.

Security 183

Security National Pennsylvania United States 183

Gonzobanker

DECEMBER 19, 2016

Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Is it in the water? Or the need to take market share in a slowest growth region?

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. Mergerama Region of the Year – The Midwest: Huntington-First Merit, Chemical-Talmer, Old National-Anchor … the list goes on. Is it in the water? Or the need to take market share in a slowest growth region?

Utah 60

Utah System Community Marketing 60