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Top 5 Risk Analytics Posts: From Rising FICO Scores to Alt-Data

FICO

Here were the top 5 posts of 2017 in the Risk & Compliance category: US Average FICO Score Hits 700: A Milestone for Consumers. Under Chairman Tom Wheeler’s leadership, FCC actions have been widely criticized as further chilling the use of text and automated messaging preferred by many consumers. Read the full post.

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Finance Policy Predictions 2020: AML, Authentication, Collections & CRA

FICO

In 2018, the DC Circuit Court of Appeals issued a ruling which struck down or vacated, in part, a previous 2015 Declaratory Ruling and Order made by the Federal Communications Commission (FCC). While current FCC leadership has tried to address some of the other issues implicated in the 2018 decision (e.g.,

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Yes, I really did just accept an a position on the Consumer Advisory Board of the CFPB! (Consumer Financial Protection Bureau)

Javelin Strategy & Research

This will require several trips a year to Washington, DC along with several touch-points, and I’m looking forward to getting acquainted with the CFPB’s staff and other 24 Consumer Advisory Board (CAB) members. I have a lot to learn! I can’t get enough of innovation and digital strategy. Impossible? Definitely not.

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GonzoBanker Awards 2017

Gonzobanker

Endless CRM and data management projects that shook our foundations and gutted our PMOs. BNC shareholders got a terrific premium, a 47% dividend increase, and a continued leadership role for Richard D. This year brought us: Mergers out the yin-yang. Heavy core conversions weighing us down. FinTech threats and distractions.

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Three Top Regulatory Themes Emerge from Debt Collection Panel

FICO

I recently moderated a regulatory panel discussion before a group of nearly 100 collections and recovery (C&R) professionals at the FICO® Debt Manager™ User Group Forum. Of course, the panel experts acknowledged that increased state activity presents compliance challenges of its own, threatening to create a patchwork quilt of regulations.

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