Community Bank Marketing Operations Pennsylvania 
South State Correspondent
SEPTEMBER 20, 2023
For starters, a customer may carry large balances but not generate franchise value if those balances are all in high-paying money market accounts or are highly volatile. The value driver in cash management is that it is usually some sort of operating account at the bank.
Independent Banker
AUGUST 26, 2015
A Pennsylvania community bank’s perspective on the rewards and potential perils of developing a separate business line. Forming new business lines—if carefully planned and considered—can be a potentially significant way for a community bank to boost revenues and profits. By Katie Kuehner-Hebert.
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Jeff For Banks
JULY 5, 2022
I know, my first job in banking in 1985 at Northeastern Bank of Pennsylvania was making microfiche. Banks were permitted to branch wherever they wanted. The money market mutual fund became a formidable competitor to the bank account. In Pennsylvania, Rocket has number 1 market share.
Jeff For Banks
MAY 4, 2013
On a recent Sunday, the headliner in the Business Section was about the retiring Bob Enck, a long time community banker in my hometown, Elizabethtown, Pennsylvania. Bobby Enck is a relic of an old time era in banking, when you started and finished your career at the community bank in the center of town.
Jeff For Banks
DECEMBER 13, 2018
My method was to search for the best banks based on total return to shareholders over the past five years. I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments.
Jeff For Banks
DECEMBER 7, 2019
My method was to search for the best banks based on total return to shareholders over the past five years. I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments.
Jeff For Banks
DECEMBER 1, 2015
In the chart below, derived from The Kafafian Group’s (TKG) peer database of hundreds of community bank branches, we see that the revenue generated from deposit spreads, asset spreads (typically consumer loans), and fees (typically deposit fees) as a percent of branch deposits averaged 2.08% for commercial banks and 1.88% for thrifts during 2014.
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