Remove Case Study Remove Community Remove Lending Remove Regulation
article thumbnail

5 Big reasons to go digital with SMB & commercial lending

Abrigo

Automating SMB and commercial lending elevates your customer's experience From making it easier to apply to speeding up loan closings, automation can helps make business lending customers and staff happier. APIs and digital doc prep ease the workload on your SMB and commercial lending staff, too. . Digital lending.

Lending 195
article thumbnail

Risk of Derivatives – The Fall of an Index

South State Correspondent

BSBY was not well received by US regulators from its inception, but the market eventually embraced SOFR over BSBY. We published various articles comparing community bank alternatives to LIBOR (such as SOFR, Ameribor, Fed Funds, and Prime). Historically, community banks have hesitated to adopt derivatives for several reasons.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Thoughts from American Banker Retail Banking Conference 2015

Celent Banking

The conference was full of community bankers discussing evolving business models and the pressures its placing on their ability to gather deposits. Large banks are now trying to compete on serving the customer and they´re positioning themselves to look and feel like a community experience. P2P lending), and new payment schemes.

article thumbnail

Who are the customers of Embedded Finance?

Lex Sokolin

The case study of Shopify is case in point?—?the Affirm wins when it plugs in a technology network as a distributor of its lending product. As we see in the diagram above, the capital itself still sits in licensed and regulated entities. But Green Dot was there at the beginning. And if they are not networked (e.g.,

article thumbnail

Who are the customers of Embedded Finance?

Lex Sokolin

The case study of Shopify is case in point?—?the Affirm wins when it plugs in a technology network as a distributor of its lending product. As we see in the diagram above, the capital itself still sits in licensed and regulated entities. But Green Dot was there at the beginning. And if they are not networked (e.g.,

article thumbnail

CECL Kickstart Questions Answered

Abrigo

At recent Abrigo CECL Kickstart webinars, consultants demonstrated CECL implementation practices with an emphasis on the needs of community banks and credit unions. Once factors like the economy, new regulations, management changes, or even natural disasters are factored in, a greater allowance may be necessary.

Policies 195
article thumbnail

121 Of The Biggest, Costliest Startup Failures Of All Time

CB Insights

The company also found itself confronted by conflicting energy program mandates and regulations. Select VC Investors: VantagePoint Capital Partners, Lend Lease Ventures. Select VC Investors: Community Investment Management, Brevet Capital Management, Trinity Ventures, Giles Raymond. via GreenTech Media. .” via SFGate.

Capital 78