Remove Cards Remove Marketing Remove Missouri Remove Operations
article thumbnail

Young Consumers Love to “Buy Now, Pay Later” – Here’s What to Know About the Explosive Fintech Trend

Perficient

Afterpay does not perform a hard credit check on users, but it can still affect credit if users have a credit card as the form of payment connected to their Afterpay account or if they fail to pay back their loans. Notable merchant partners include Best Buy, Home Depot, and Target.

Fintech 474
article thumbnail

Another Maryland threat to bank partner model lending

CFPB Monitor

According to the factual allegations in the OCFR’s Charge Letter : The Bank offers in-store retail credit financing as well as store-branded credit cards to Maryland consumers. Atlanticus/Fortiva performs all of the collections, servicing, payment and remittance operations in connection with the accounts.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

The AP Approach Behind Ethically Sourced Chocolate

PYMNTS

Missouri-based Askinosie Chocolate , which has sold ethically sourced confections since 2007, has been tackling such challenges. It also has had to use credit cards and PayPal for other international ingredient purchases, where protections like chargebacks have proven to be important safeguards. The Paper Versus Digital Debate.

Missouri 204
article thumbnail

BEC Attacks Surge As Fraudsters Eye Pandemic Opportunity

PYMNTS

With the global pandemic continuing to cause market disruptions, the opportunities for fraudsters remain on the rise. The number of businesses that reported an increase in BEC attacks targeting their operations increased by 36 percent.

Fraud 148
article thumbnail

Core Unicorn Deals Rattling the Future of Financial Technology

Gonzobanker

Bank executives should take these new deals’ valuations as a sign that the free market sees the future of finance as unbundled from the traditional industry structure. As new cloud-native, API-driven solutions come to market, the term “core” seems to live in the eye of the beholder. Response From The Other Two Big 3 Players.

article thumbnail

Contemporary Roots

Independent Banker

The Bank of Old Monroe is a locally owned and operated community bank with three branches; the main bank and operations center are still located in the town of Old Monroe. Every customer will recommend the Bank of Old Monroe,” is a creed we operate by. As of this publishing, a fifth location in Troy, Mo., is being constructed.

article thumbnail

End-Of-Summer Edition: Retro Malware, Bitcoin’s Surge ‘N’ Split And Apple Watch Sees Other People

PYMNTS

EST in South Carolina, there will be a total solar eclipse — with Idaho, Wyoming, Montana, Nebraska, Iowa, Kansas, Missouri, Illinois, Kentucky, Tennessee and Georgia all enjoying prime viewing slots between start and finish. Today, between 12:05 p.m. EST/9:05 a.m. PST in Oregon and 2:48 p.m. One way or another, we will all find out soon.

Apple 101