Remove Cards Remove Case Study Remove Customer Experience Remove Lending
article thumbnail

10 Lessons We Learned at the Nacha Smarter Faster Payment Conference

South State Correspondent

More states require greater disclosure and control over what banks and card processors can charge. The rule would require disclosure of interest rates and fees on overdraft loans, thus closing the current loophole in overdraft loans from the Truth in Lending Act.

article thumbnail

‘Buy Now, Pay Later’ Goes Big

PYMNTS

What instant lending innovation have shoppers fallen in love with? For an important BNPL case study, we look to Australia, where Sydney-based market leader Afterpay has made such a splash that it’s changing the economy (sort of). Here’s a hint: We’ll tell you now … and you can thank us later. It’s a bona fide phenomenon.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Brand Differentiation – How One Bank Is Producing 132% Profit Growth

South State Correspondent

If your bank struggles to create a clear value proposition and brand differentiation, then we have a case study for you. Their secret – fanatical customer service. It would do that by using technology, design, and data science to provide a customer experience that would generate its publicity.

Branding 221
article thumbnail

Thoughts from American Banker Retail Banking Conference 2015

Celent Banking

P2P lending), and new payment schemes. One of the presentations used non-FI examples to look at how banks can approach integrating omnichannel into customer interactions. Home Depot was an interesting case study. The retailer combines the in-store and app experience to enhance the customer buying process.

article thumbnail

Who are the customers of Embedded Finance?

Lex Sokolin

The case study of Shopify is case in point?—?the The value proposition is an embedded “monthly payments” button inside of a retail mobile experience. think about a Walmart-branded credit card. Affirm wins when it plugs in a technology network as a distributor of its lending product.

article thumbnail

Who are the customers of Embedded Finance?

Lex Sokolin

The case study of Shopify is case in point?—?the The value proposition is an embedded “monthly payments” button inside of a retail mobile experience. think about a Walmart-branded credit card. Affirm wins when it plugs in a technology network as a distributor of its lending product.

article thumbnail

Trust Bank Onboards 450K Customers in 5 Months using FICO Platform

FICO

Trust acquired 100,000 customers in just ten days after it launched in September 2022 and exceeded 450,000, equivalent to 9 percent of the Singapore market, within just five months. You can read more about this digital customer onboarding story in the full media release. FICO Platform helps us to deliver that edge.”