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How to Measure Interest Rate Risk Effectively in Banks & Credit Unions

Abrigo

“Accurate and timely IRR measurement is necessary for monitoring IRR effectively,” says the Office for the Comptroller of the Currency’s handbook on interest rate risk says. Measurement plays an important role in ensuring that interest rate risk doesn’t threaten a financial institution’s earnings and capital. EVE Analysis.

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How to stress test your ag portfolio

Abrigo

The report, from the Federal Reserve Bank of Kansas City , stated that demand could remain high since futures markets for fall crops show prices are likely to remain low because of the potential for another record harvest. The challenge is that market conditions in this type of lending tend to be volatile. Production costs 3.

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Important Considerations When Growing the CRE Portfolio

Abrigo

As noted in a recent American Banker article , many banks are increasing their investment in CRE loans, with many even exceeding the OCC guidance to limit CRE concentration to 300% of Risk Based Capital.

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Dear MBAs, AI is Coming For You: The Coming Wave of Expert Automation & Augmentation Software (EAAS)

CB Insights

The EAAS market map below highlights some of the 40+ insurgent startup technology leaders building expert automation & augmentation software across any number of industries ranging from lawyers to journalists to wealth managers to traders to consulting, and more. But first, what is Expert Automation & Augmentation (EAAS) Software?

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OCC issues final fair access rule

CFPB Monitor

The final rule adopts the OCC’s proposal with two changes: Language is added in the final rule to clarify that a bank can decline to provide a person with access to a financial service if doing so is necessary for the bank to comply with another provision of law, such as laws on credit, capital, liquidity, and interest rate risk.