Capital FDIC Guidelines Regulation 
Abrigo
APRIL 21, 2020
Key Takeaways Financial institutions have 10 calendar days to disburse PPP loans To address financial institutions’ liquidity and leverage concerns, regulators have helped to facilitate lending. PPP loans carry a 0% risk weighting, meaning they don’t count against the institution from a risk-based capital standpoint.
Jeff For Banks
MAY 20, 2017
And regulators are getting anxious. Both institutions were over the CRE concentration guidelines, so putting them together would exasperate this risk, so the regulatory thinking must have been. Reading between the lines, this bank is likely over the CRE guidance levels, and were probably getting grief from their regulators about it.
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Abrigo
SEPTEMBER 5, 2023
As the FDIC said recently: Exceptions to policy should be few in number and properly justified, approved, and tracked. If actual practices vary materially from the written guidelines and procedures, the source of this discrepancy should be identified, and either actual practices or the written policy should be changed.
Jeff For Banks
JULY 16, 2011
In his most recent blog post titled " Are Bank Examiners to Blame for Slow Job Growth " he refutes bankers assertions that regulators are unnecessarily forcing banks to put loans that are paying as agreed on non-accrual. This would put them in sync with regulators, that are requiring banks to write down loans on expected losses.
NCR
NOVEMBER 24, 2016
There’s no mystery as to why: banks must navigate a veritable sea of regulations, including strict guidelines on how to communicate with customers and prospects. Banks can smartly capitalize on this, and help customers along the way. According to the FDIC , almost 50% of US Latino households are “unbanked or “under-banked.”
NCR
JUNE 17, 2016
There’s no mystery as to why: banks must navigate a veritable sea of regulations, including strict guidelines on how to communicate with customers and prospects. Banks can smartly capitalize on this, and help customers along the way. According to the FDIC , almost 50% of U.S. Times are changing, however.
Jeff For Banks
MARCH 29, 2014
The amount of deposits available to us while maintaining full FDIC insurance protection for our trust customers has consistently exceeded $30 million for the last three years. Texas Capital Bancshares, Inc. We are able to utilize relatively low cost deposits provided by our trust activities to fund additional loan growth.
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