CFPB Monitor

JULY 6, 2022

The CFPB has published its Spring 2022 rulemaking agenda as part of the Spring 2022 Unified Agenda of Federal Regulatory and Deregulatory Actions. Perhaps the most noteworthy aspect of the agenda is its brevity. The Spring 2022 agenda designated two rulemakings to be in the “final rule stage.”

Lending 78

Lending Regulation FDIC Data 78

PYMNTS

APRIL 1, 2020

Restaurants are tough businesses to operate, even in the best of times — 60 percent fail within their first year, and 80 percent within their first five. According to the latest edition of PYMNTS’ COVID-19 Brief series, the share of consumers dining at sit-down restaurants had declined 85.2 We see it in the data.

Operations 171

Operations New Jersey Connecticut Course 171

FICO

JANUARY 8, 2018

As FICO began using AI to detect money laundering patterns, three of our business leaders blogged about why and how AI was being applied. Read the series on AI and AML. These are harder to measure, but can be reliably inferred from observation.”. AI Meets AML: How Smart Analytics Fight Money Laundering. Read the full post.

Meeting 53

Meeting Fraud Security ATM 53

PYMNTS

JUNE 20, 2016

At the start of the year, I wrote a piece that outlined six trends that I suggested would set the agenda for payments innovation and commerce reinvention in 2016. These blind spots hurt large retail in a number of ways.

Report 119

Report Payments Mobile Retail 119

PYMNTS

OCTOBER 12, 2016

After a series of appeals, PHH found itself in front of a three judge panel of U.S. He said the problem of checks and balances was particularly acute because the CFPB “possesses enormous power over American business, American consumers and the overall U.S. They upheld the CFPB’s findings and imposed a $6.4 Bush appointee.

District of Columbia 100

District of Columbia New Jersey Exercises FDIC 100