article thumbnail

Retail banking trends to look out for in 2023

Independent Banker

“We have seen an increase in mobile and digital usage, like other banks,” Hancock says, “but these initiatives have helped expand that engagement from balance inquiries and funds transfers to more complex needs like money management and managing debit card security. “In Looking even further into the future.

article thumbnail

Card-Issuing Bank Takes on Fintechs with Its Own BNPL Plan

The Financial Brand

Leading traditional credit card issuer crosses the line into merchant-supported buy now, pay later lending. The post Card-Issuing Bank Takes on Fintechs with Its Own BNPL Plan appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Cards 36
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Innovation and Sheer Marketing Muscle Power Credit Card Battle

The Financial Brand

Fintechs and neobanks are adding competition with fresh ideas as major players prepare to spend for share. The post Innovation and Sheer Marketing Muscle Power Credit Card Battle appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

article thumbnail

Walmart & Green Dot Turning Pre-Paid Cards into Checking Accounts

The Financial Brand

Anticipation about the mega-retailer's banking ambitions stokes fears, but the evolving role of hybrid fintech/neobank Green Dot is key. The post Walmart & Green Dot Turning Pre-Paid Cards into Checking Accounts appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Cards 42
article thumbnail

Fintechs Powered the Growth of Unsecured Personal Loans. What Risks Are Emerging for Consumers and Lenders Alike?

The Financial Brand

This article Fintechs Powered the Growth of Unsecured Personal Loans. Cheat Sheet: For expenses from credit card debt to medical bills, consumers are embracing unsecured loans. This article Fintechs Powered the Growth of Unsecured Personal Loans. What Risks Are Emerging for Consumers and Lenders Alike?

Fintech 35
article thumbnail

Plaid’s Payment Incursion Could Radically Alter Card-Based Transactions

The Financial Brand

The data aggregator launches an accounts-based payments ecosystem that has the potential to sharply impact card networks and bank revenues. The post Plaid’s Payment Incursion Could Radically Alter Card-Based Transactions appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Cards 39
article thumbnail

Credit Cards Still Rule, But Face an Existential Threat From BNPL

The Financial Brand

Buy now, pay later isn't merely a Covid-related trend. The post Credit Cards Still Rule, But Face an Existential Threat From BNPL appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Consumers who adopted it during the pandemic say they are likely to continue using it.

Cards 39